Municipality · Setúbal
Palmela: Cost of living in Palmela
The year's bill · Single person · Buy€7,284€607 a monthSeveral sources: each line’s source in “The year’s costs” ↓
37%of the local median salary
Home price2,522 €/m²
Median salary€1,424/month
The year's bill · Couple · Buy€9,608€801 a monthSeveral sources: each line’s source in “The year’s costs” ↓
25%of 2 local median salaries
Home price2,522 €/m²
Median salary€1,424/month
The year's bill · Family with 2 children · Buy€13,821€1,152 a monthSeveral sources: each line’s source in “The year’s costs” ↓
34%of 2 local median salaries
Home price2,522 €/m²
Median salary€1,424/month
The year's bill · Single person · Rent€7,924€660 a monthSeveral sources: each line’s source in “The year’s costs” ↓
42%of the local median salary
Rent9.94 €/m²
Median salary€1,424/month
The year's bill · Couple · Rent€10,462€872 a monthSeveral sources: each line’s source in “The year’s costs” ↓
28%of 2 local median salaries
Rent9.94 €/m²
Median salary€1,424/month
The year's bill · Family with 2 children · Rent€15,065€1,255 a monthSeveral sources: each line’s source in “The year’s costs” ↓
38%of 2 local median salaries
Rent9.94 €/m²
Median salary€1,424/month
Home
What it costs to buy or rent, and the yearly property tax.
Median sale price (€/m²)€ per m², last 12 months
2,522 €/m²
House price rise over 5 yearsSale €/m²
+104%from 1,237 to 2,522 €/m²
Median rent (€/m² per month)€ per m² a month, new contracts
9.94 €/m²
Property tax rate (IMI)On the taxable property value
0.30%
IMI FamiliarProperty tax discount on your own home, by dependants
Yes−€30 with 1 dependant, −€70 with 2, −€140 with 3 or more
Bills and taxes
What you pay every year, for the chosen household.
Water, sewage and waste
€169€242€347
Electricity
€380€459€1,188
Gas
€219€219€409
Income tax refunded by the municipalityThe municipality keeps the full 5%: nothing comes back
€0€0€0
Work and income
What people earn here, and how long it takes to get to work.
Median salary (gross)Half of workers earn less than this, by place of work
€1,424/month
Average salary (gross)Average monthly earnings, by place of work
€1,739/month
Purchasing power (Portugal = 100)Per-capita index
96.2
Average commuteOne way to work or school
25 min
Health and family
Emergency care, crèches and pharmacies.
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
9.1 kmHospital São Bernardo - Setúbal (Setúbal) · · 93% of residents within 15 km
PharmaciesPer 1,000 people
0.20 per 1,000 people
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
34 places per 100 children
Crèche placesCreche Feliz: free up to age 3 in public crèches and those with a state agreement; in adhering private ones, only if there is no agreement place near home or work.
649
392 places in public or not-for-profit crèches, 257 in private ones
Safety and population
Recorded crime, the population's age and wildfires.
Crime rateRecorded crimes per 1 000 residents
32.1 per 1,000 people
Ageing indexOlder people per 100 young (lower = younger)
142 older people per 100 young
Burnt land over 10 yearsShare of the land that burnt at least once
1.8% of the land
The year's costs
Everything in the year's bill, for the three households. The chosen one is highlighted.
| Single personSingle | CoupleCouple | Family with 2 childrenFamily | |
|---|---|---|---|
| Estimated home price | €151,320 | €201,760 | €277,420 |
| Mortgage payments | €6,289 | €8,386 | €11,531 |
| 1 | €227 | €303 | €346 |
| Water, sewage and waste | €169 | €242 | €347 |
| Electricity | €380 | €459 | €1,188 |
| Gas | €219 | €219 | €409 |
| Income tax refunded by the municipality | €0 | €0 | €0 |
| Total per year | €7,284 | €9,608 | €13,821 |
| Housing effort rate2 | 37% | 25% | 34% |
| Monthly payment | €524 | €699 | €961 |
| On the day you buy | €18,235 | €26,545 | €40,421 |
| Single personSingle | CoupleCouple | Family with 2 childrenFamily | |
|---|---|---|---|
| Rent | €7,157 | €9,542 | €13,121 |
| Water, sewage and waste | €169 | €242 | €347 |
| Electricity | €380 | €459 | €1,188 |
| Gas | €219 | €219 | €409 |
| Income tax refunded by the municipality | €0 | €0 | €0 |
| Total per year | €7,924 | €10,462 | €15,065 |
| Housing effort rate2 | 42% | 28% | 38% |
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
2 Effort rate on the local median gross salary (half of workers earn less), × 1 salary for a single person and × 2 for a couple or family.
Fuel: average of 26 stations, DGEG · 26 October 2026
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