For a single person buying a home, Palmela works out cheaper. A home in Palmela costs €26,460 less.
You will
Household
Transport
60 m²
More adjustments
AlcochetePalmela
Estimated home price · 60 m²€177,780Δ €26,460€151,320
On the day you buy
Down payment€17,778€15,132
Transfer tax (IMT)€2,398€1,075
Stamp duty · purchase€1,422€1,211
Stamp duty · loan€960€817
Total upfront€22,558€18,235
Monthly payment€616€524
Mortgage payments35 years at 3.00% · 90% financed
€7,389€6,289
€1,100less in Palmela
Property tax (IMI)1VPT estimated at 50% of price
€302€227
€75less in Palmela
Water, sewage and wasteOfficial tariffs · 4 m³/month
€167€169
€2less in Alcochete
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€219
€10less in Alcochete
Income tax refunded by the municipalityAlcochete keeps the 5%, Palmela keeps the 5%
€0€0
same in both
Total per yearItems with data for both
€8,447€7,284
€1,163less in Palmela
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
49%37%
12%better in Palmela
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+78%+104%
26 pointsrose more in Palmela
Crime rateRecorded crimes per 1 000 residents
31.7/100032.1/1000
0.4/1000better in Alcochete
Average commuteOne way to work or school
25 min25 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€2,498/month€1,739/month
€759/monthbetter in Alcochete
Median salary (gross)Half of workers earn less than this, by place of work
€1,264/month€1,424/month
€160/monthbetter in Palmela
Purchasing power (Portugal = 100)Per-capita index
117.896.2
21.6better in Alcochete
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
4.3 km9.1 km
4.8 kmbetter in Alcochete
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
