For a single person buying a home, Palmela works out cheaper. A home in Palmela costs €13,080 less.
You will
Household
Transport
60 m²
More adjustments
MontijoPalmela
Estimated home price · 60 m²€164,400Δ €13,080€151,320
On the day you buy
Down payment€16,440€15,132
Transfer tax (IMT)€1,729€1,075
Stamp duty · purchase€1,315€1,211
Stamp duty · loan€888€817
Total upfront€20,372€18,235
Monthly payment€569€524
Mortgage payments35 years at 3.00% · 90% financed
€6,833€6,289
€544less in Palmela
Property tax (IMI)1VPT estimated at 50% of price
€255€227
€28less in Palmela
Water, sewage and wasteOfficial tariffs · 4 m³/month
€186€169
€17less in Palmela
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€212€219
€7less in Montijo
Income tax refunded by the municipalityMontijo gives back 1%, Palmela keeps the 5%
€20€0
€20less in Montijo
Total per yearItems with data for both
€7,846€7,284
€562less in Palmela
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
53%37%
16%better in Palmela
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+105%+104%
1 pointsrose more in Montijo
Crime rateRecorded crimes per 1 000 residents
37.0/100032.1/1000
4.9/1000better in Palmela
Average commuteOne way to work or school
24 min25 min
1 minbetter in Montijo
Average salary (gross)Average monthly earnings, by place of work
€1,280/month€1,739/month
€459/monthbetter in Palmela
Median salary (gross)Half of workers earn less than this, by place of work
€1,066/month€1,424/month
€358/monthbetter in Palmela
Purchasing power (Portugal = 100)Per-capita index
102.696.2
6.4better in Montijo
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
4.4 km9.1 km
4.7 kmbetter in Montijo
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
