Alcácer do Sal vs Palmela: cost of living compared
versus
Yearly saving in Alcácer do Sal
€1,374/year
For a single person buying a home, Alcácer do Sal works out cheaper. A home in Alcácer do Sal costs €33,960 less.
You will
Household
Transport
60 m²
More adjustments
Alcácer do SalPalmela
Estimated home price · 60 m²€117,360Δ €33,960€151,320
On the day you buy
Down payment€11,736€15,132
Transfer tax (IMT)€220€1,075
Stamp duty · purchase€939€1,211
Stamp duty · loan€634€817
Total upfront€13,529€18,235
Monthly payment€406€524
Mortgage payments35 years at 3.00% · 90% financed
€4,878€6,289
€1,411less in Alcácer do Sal
Property tax (IMI)1VPT estimated at 50% of price
€176€227
€51less in Alcácer do Sal
Water, sewage and wasteOfficial tariffs · 4 m³/month
€137€169
€32less in Alcácer do Sal
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasAlcácer do Sal: bottle · Palmela: network
€360€219
€141less in Palmela
Income tax refunded by the municipalityAlcácer do Sal gives back 1%, Palmela keeps the 5%
€20€0
€20less in Alcácer do Sal
Total per yearItems with data for both
€5,910€7,284
€1,374less in Alcácer do Sal
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
37%37%
same in both
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+108%+104%
4 pointsrose more in Alcácer do Sal
Crime rateRecorded crimes per 1 000 residents
49.2/100032.1/1000
17.1/1000better in Palmela
Average commuteOne way to work or school
18 min25 min
7 minbetter in Alcácer do Sal
Average salary (gross)Average monthly earnings, by place of work
€1,323/month€1,739/month
€416/monthbetter in Palmela
Median salary (gross)Half of workers earn less than this, by place of work
€1,112/month€1,424/month
€312/monthbetter in Palmela
Purchasing power (Portugal = 100)Per-capita index
86.696.2
9.6better in Palmela
PharmaciesPer 1,000 people
0.40/10000.20/1000
0.20/1000better in Alcácer do Sal
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
8.9 km9.1 km
0.2 kmbetter in Alcácer do Sal
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)