For a single person buying a home, Palmela works out cheaper. A home in Palmela costs €21,600 less.
You will
Household
Transport
60 m²
More adjustments
BarreiroPalmela
Estimated home price · 60 m²€172,920Δ €21,600€151,320
On the day you buy
Down payment€17,292€15,132
Transfer tax (IMT)€2,155€1,075
Stamp duty · purchase€1,383€1,211
Stamp duty · loan€934€817
Total upfront€21,764€18,235
Monthly payment€599€524
Mortgage payments35 years at 3.00% · 90% financed
€7,187€6,289
€898less in Palmela
Property tax (IMI)1VPT estimated at 50% of price
€303€227
€76less in Palmela
Water, sewage and wasteOfficial tariffs · 4 m³/month
€153€169
€16less in Barreiro
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€275€219
€56less in Palmela
Income tax refunded by the municipalityBarreiro keeps the 5%, Palmela keeps the 5%
€0€0
same in both
Total per yearItems with data for both
€8,298€7,284
€1,014less in Palmela
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
53%37%
16%better in Palmela
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+148%+104%
44 pointsrose more in Barreiro
Crime rateRecorded crimes per 1 000 residents
36.0/100032.1/1000
3.9/1000better in Palmela
Average commuteOne way to work or school
32 min25 min
7 minbetter in Palmela
Average salary (gross)Average monthly earnings, by place of work
€1,421/month€1,739/month
€318/monthbetter in Palmela
Median salary (gross)Half of workers earn less than this, by place of work
€1,123/month€1,424/month
€301/monthbetter in Palmela
Purchasing power (Portugal = 100)Per-capita index
97.896.2
1.6better in Barreiro
PharmaciesPer 1,000 people
0.30/10000.20/1000
0.10/1000better in Barreiro
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
1.7 km9.1 km
7.4 kmbetter in Barreiro
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
