For a single person buying a home, Armamar works out cheaper. A home in Armamar costs €21,240 less.
You will
Household
Transport
60 m²
More adjustments
ArmamarSabrosa
Estimated home price · 60 m²€24,180Δ €21,240€45,420
On the day you buy
Down payment€2,418€4,542
Transfer tax (IMT)€0€0
Stamp duty · purchase€193€363
Stamp duty · loan€131€245
Total upfront€2,742€5,151
Monthly payment€84€157
Mortgage payments35 years at 3.00% · 90% financed
€1,005€1,888
€883less in Armamar
Property tax (IMI)1VPT estimated at 50% of price
€36€68
€32less in Armamar
Water, sewage and wasteOfficial tariffs · 4 m³/month
€162€278
€116less in Armamar
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasArmamar: bottle · Sabrosa: network
€360€209
€151less in Sabrosa
Income tax refunded by the municipalityArmamar gives back 4%, Sabrosa gives back the 5%
€80€100
€20less in Sabrosa
Total per yearItems with data for both
€1,863€2,722
€859less in Armamar
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
8%15%
7%better in Armamar
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+32%+89%
57 pointsrose more in Sabrosa
Crime rateRecorded crimes per 1 000 residents
15.7/100014.9/1000
0.8/1000better in Sabrosa
Average commuteOne way to work or school
15 min17 min
2 minbetter in Armamar
Average salary (gross)Average monthly earnings, by place of work
€1,159/month€1,256/month
€97/monthbetter in Sabrosa
Median salary (gross)Half of workers earn less than this, by place of work
€1,008/month€1,055/month
€47/monthbetter in Sabrosa
Purchasing power (Portugal = 100)Per-capita index
70.467.3
3.1better in Armamar
PharmaciesPer 1,000 people
0.40/10000.40/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
9.1 km15.7 km
6.6 kmbetter in Armamar
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
