Municipality · Coimbra
Penacova: Cost of living in Penacova
The year's bill · Single person · Buy€2,491€208 a monthSeveral sources: each line’s source in “The year’s costs” ↓
12%of the local median salary
Home price600 €/m²
Median salary€1,061/month
The year's bill · Couple · Buy€3,127€261 a monthSeveral sources: each line’s source in “The year’s costs” ↓
8%of 2 local median salaries
Home price600 €/m²
Median salary€1,061/month
The year's bill · Family with 2 children · Buy€5,083€424 a monthSeveral sources: each line’s source in “The year’s costs” ↓
11%of 2 local median salaries
Home price600 €/m²
Median salary€1,061/month
The year's bill · Single person · Rent€4,167€347 a monthSeveral sources: each line’s source in “The year’s costs” ↓
25%of the local median salary
Rent4.48 €/m²
Median salary€1,061/month
The year's bill · Couple · Rent€5,361€447 a monthSeveral sources: each line’s source in “The year’s costs” ↓
17%of 2 local median salaries
Rent4.48 €/m²
Median salary€1,061/month
The year's bill · Family with 2 children · Rent€8,224€685 a monthSeveral sources: each line’s source in “The year’s costs” ↓
23%of 2 local median salaries
Rent4.48 €/m²
Median salary€1,061/month
Home
What it costs to buy or rent, and the yearly property tax.
Median sale price (€/m²)€ per m², last 12 months
600 €/m²
House price rise over 5 yearsSale €/m²
+16%from 518 to 600 €/m²
Median rent (€/m² per month)€ per m² a month, new contracts
4.48 €/m²
Property tax rate (IMI)On the taxable property value
0.30%
IMI FamiliarProperty tax discount on your own home, by dependants
Yes−€30 with 1 dependant, −€70 with 2, −€140 with 3 or more
Bills and taxes
What you pay every year, for the chosen household.
Water, sewage and waste
€232€317€457
Electricity
€380€459€1,188
Gas
€360€360€755
Income tax refunded by the municipalityThe municipality keeps 3.5% and gives back 1.5% of your income tax
€30€75€90
Work and income
What people earn here, and how long it takes to get to work.
Median salary (gross)Half of workers earn less than this, by place of work
€1,061/month
Average salary (gross)Average monthly earnings, by place of work
€1,420/month
Purchasing power (Portugal = 100)Per-capita index
71.4
Average commuteOne way to work or school
21 min
Health and family
Emergency care, crèches and pharmacies.
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
12.0 kmHospitais da Universidade de Coimbra (Coimbra) · · 80% of residents within 15 km
PharmaciesPer 1,000 people
0.50 per 1,000 people
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
83 places per 100 children
Crèche placesCreche Feliz: free up to age 3 in public crèches and those with a state agreement; in adhering private ones, only if there is no agreement place near home or work.
175
175 places in public or not-for-profit crèches, 0 in private ones
Safety and population
Recorded crime, the population's age and wildfires.
Crime rateRecorded crimes per 1 000 residents
17.1 per 1,000 people
Ageing indexOlder people per 100 young (lower = younger)
368 older people per 100 young
Burnt land over 10 yearsShare of the land that burnt at least once
42% of the land
The year's costs
Everything in the year's bill, for the three households. The chosen one is highlighted.
| Single personSingle | CoupleCouple | Family with 2 childrenFamily | |
|---|---|---|---|
| Estimated home price | €36,000 | €48,000 | €66,000 |
| Mortgage payments | €1,496 | €1,995 | €2,743 |
| 1 | €54 | €72 | €29 |
| Water, sewage and waste | €232 | €317 | €457 |
| Electricity | €380 | €459 | €1,188 |
| Gas | €360 | €360 | €755 |
| Income tax refunded by the municipality | -€30 | -€75 | -€90 |
| Total per year | €2,491 | €3,127 | €5,083 |
| Housing effort rate2 | 12% | 8% | 11% |
| Monthly payment | €125 | €166 | €229 |
| On the day you buy | €4,082 | €5,443 | €7,484 |
| Single personSingle | CoupleCouple | Family with 2 childrenFamily | |
|---|---|---|---|
| Rent | €3,226 | €4,301 | €5,914 |
| Water, sewage and waste | €232 | €317 | €457 |
| Electricity | €380 | €459 | €1,188 |
| Gas | €360 | €360 | €755 |
| Income tax refunded by the municipality | -€30 | -€75 | -€90 |
| Total per year | €4,167 | €5,361 | €8,224 |
| Housing effort rate2 | 25% | 17% | 23% |
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
2 Effort rate on the local median gross salary (half of workers earn less), × 1 salary for a single person and × 2 for a couple or family.
Fuel: average of 7 stations, DGEG · 26 October 2026
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