For a single person buying a home, Penacova works out cheaper. A home in Penacova costs €32,040 less.
You will
Household
Transport
60 m²
More adjustments
MealhadaPenacova
Estimated home price · 60 m²€68,040Δ €32,040€36,000
On the day you buy
Down payment€6,804€3,600
Transfer tax (IMT)€0€0
Stamp duty · purchase€544€288
Stamp duty · loan€367€194
Total upfront€7,716€4,082
Monthly payment€236€125
Mortgage payments35 years at 3.00% · 90% financed
€2,828€1,496
€1,332less in Penacova
Property tax (IMI)1VPT estimated at 50% of price
€102€54
€48less in Penacova
Water, sewage and wasteOfficial tariffs · 4 m³/month
€206€232
€26less in Mealhada
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasMealhada: network · Penacova: bottle
€209€360
€151less in Mealhada
Income tax refunded by the municipalityMealhada gives back 3%, Penacova gives back 1.5%
€60€30
€30less in Mealhada
Total per yearItems with data for both
€3,664€2,491
€1,173less in Penacova
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
19%12%
7%better in Penacova
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+58%+16%
42 pointsrose more in Mealhada
Crime rateRecorded crimes per 1 000 residents
28.0/100017.1/1000
10.9/1000better in Penacova
Average commuteOne way to work or school
17 min21 min
4 minbetter in Mealhada
Average salary (gross)Average monthly earnings, by place of work
€1,441/month€1,420/month
€21/monthbetter in Mealhada
Median salary (gross)Half of workers earn less than this, by place of work
€1,234/month€1,061/month
€173/monthbetter in Mealhada
Purchasing power (Portugal = 100)Per-capita index
89.071.4
17.6better in Mealhada
PharmaciesPer 1,000 people
0.40/10000.50/1000
0.10/1000better in Penacova
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
16.1 km12.0 km
4.1 kmbetter in Penacova
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
