Setúbal
Sesimbra vs Setúbal: cost of living compared
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No home prices data for Sesimbra: the total cost cannot be compared.
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60 m²
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SesimbraSetúbal
Estimated home price · 60 m²€183,900Δ €18,300€165,600
On the day you buy
Down payment€18,390€16,560
Transfer tax (IMT)€2,704€1,789
Stamp duty · purchase€1,471€1,325
Stamp duty · loan€993€894
Total upfront€23,558€20,568
Monthly payment€637€574
Mortgage payments35 years at 3.00% · 90% financed
€7,644€6,883
€761less in SetúbalProperty tax (IMI)VPT estimated at 50% of price
no data for Sesimbra
Water, sewage and wasteOfficial tariffs · 4 m³/month
€210€171
€39less in SetúbalElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in bothGasNatural gas, regulated tariff
€209€209
same in bothIncome tax refunded by the municipalitySesimbra keeps the 5%, Setúbal gives back 1.7%
€0€34
€34less in SetúbalTotal per yearItems with data for both
no data for Sesimbra
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
60%49%
11%better in SetúbalHouse price rise over 5 yearsMedian sale price (€/m²), over 5 years
+104%+108%
4 pointsrose more in SetúbalCrime rateRecorded crimes per 1 000 residents
36.6/100032.0/1000
4.6/1000better in SetúbalAverage commuteOne way to work or school
27 min23 min
4 minbetter in SetúbalAverage salary (gross)Average monthly earnings, by place of work
€1,303/month€1,504/month
€201/monthbetter in SetúbalMedian salary (gross)Half of workers earn less than this, by place of work
€1,065/month€1,173/month
€108/monthbetter in SetúbalPurchasing power (Portugal = 100)Per-capita index
91.8104.7
12.9better in SetúbalPharmaciesPer 1,000 people
0.10/10000.20/1000
0.10/1000better in SetúbalNearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
15.1 km3.4 km
11.7 kmbetter in SetúbalCrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
43/10059/100
16/100better in SetúbalCrèche placesTotal crèche places (excluding childminders)
6061,901
1,295better in SetúbalNot-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
71%68%
3%better in SesimbraAgeing indexOlder people per 100 young (lower = younger)
144170
26better in SesimbraBurnt land over 10 yearsShare of the land that burnt at least once in 10 years
4.4%0.3%
4.1%better in SetúbalNot part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).
Sesimbra and Setúbal in the rankings
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