For a single person buying a home, Rio Maior works out cheaper. A home in Rio Maior costs €14,160 less.
You will
Household
Transport
60 m²
More adjustments
Rio MaiorSantarém
Estimated home price · 60 m²€81,420Δ €14,160€95,580
On the day you buy
Down payment€8,142€9,558
Transfer tax (IMT)€0€0
Stamp duty · purchase€651€765
Stamp duty · loan€440€516
Total upfront€9,233€10,839
Monthly payment€282€331
Mortgage payments35 years at 3.00% · 90% financed
€3,384€3,973
€589less in Rio Maior
Property tax (IMI)1VPT estimated at 50% of price
€155€175
€20less in Rio Maior
Water, sewage and wasteOfficial tariffs · 4 m³/month
€167€213
€46less in Rio Maior
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityRio Maior gives back 0.6%, Santarém gives back 0.5%
€12€10
€2less in Rio Maior
Total per yearItems with data for both
€4,282€4,939
€657less in Rio Maior
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
25%29%
4%better in Rio Maior
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+74%+101%
27 pointsrose more in Santarém
Crime rateRecorded crimes per 1 000 residents
25.6/100025.0/1000
0.6/1000better in Santarém
Average commuteOne way to work or school
17 min20 min
3 minbetter in Rio Maior
Average salary (gross)Average monthly earnings, by place of work
€1,331/month€1,415/month
€84/monthbetter in Santarém
Median salary (gross)Half of workers earn less than this, by place of work
€1,121/month€1,147/month
€26/monthbetter in Santarém
Purchasing power (Portugal = 100)Per-capita index
88.299.1
10.9better in Santarém
PharmaciesPer 1,000 people
0.20/10000.40/1000
0.20/1000better in Santarém
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
17.0 km7.0 km
10.0 kmbetter in Santarém
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
