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Oliveira de Frades vs São Pedro do Sul: cost of living compared

versus
Yearly saving in Oliveira de Frades
€55/year

For a single person buying a home, Oliveira de Frades works out cheaper. A home in Oliveira de Frades costs €1,140 less.

You will
Household
Transport
60 m²
More adjustments
Oliveira de FradesSão Pedro do Sul
Estimated home price · 60 m²€55,380Δ €1,140€56,520
On the day you buy
Down payment€5,538€5,652
Transfer tax (IMT)€0€0
Stamp duty · purchase€443€452
Stamp duty · loan€299€305
Total upfront€6,280€6,409
Monthly payment€192€196
Mortgage payments35 years at 3.00% · 90% financed
€47less in Oliveira de Frades
Property tax (IMI)1VPT estimated at 50% of price
€2less in Oliveira de Frades
Water, sewage and wasteOfficial tariffs · 4 m³/month
€65less in Oliveira de Frades
ElectricityERSE regulated tariff · 1,469 kWh/year
same in both
GasNo network: butane bottles
same in both
Income tax refunded by the municipalityOliveira de Frades keeps the 5%, São Pedro do Sul gives back 3%
€60less in São Pedro do Sul
Total per yearItems with data for both
€55less in Oliveira de Frades

1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary
4%better in Oliveira de Frades
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
14 pointsrose more in Oliveira de Frades
Crime rateRecorded crimes per 1 000 residents
7.3/1000better in São Pedro do Sul
Average commuteOne way to work or school
same in both
Average salary (gross)Average monthly earnings, by place of work
€336/monthbetter in Oliveira de Frades
Median salary (gross)Half of workers earn less than this, by place of work
€213/monthbetter in Oliveira de Frades
Purchasing power (Portugal = 100)Per-capita index
9.2better in Oliveira de Frades
PharmaciesPer 1,000 people
0.20/1000better in São Pedro do Sul
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
8.0 kmbetter in São Pedro do Sul
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
31/100better in São Pedro do Sul
Crèche placesTotal crèche places (excluding childminders)
89better in São Pedro do Sul
Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
same in both
Ageing indexOlder people per 100 young (lower = younger)
114better in Oliveira de Frades
Burnt land over 10 yearsShare of the land that burnt at least once in 10 years
22%better in Oliveira de Frades

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Oliveira de Frades and São Pedro do Sul in the rankings

See where Oliveira de Frades and São Pedro do Sul rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueOliveira de Frades

Oliveira de Frades → São Pedro do Sul →