Faro

Olhão vs São Brás de Alportel: cost of living compared

versus

Yearly saving in São Brás de Alportel

€658/year

For a single person buying a home, São Brás de Alportel works out cheaper. A home in São Brás de Alportel costs €19,140 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

OlhãoSão Brás de Alportel

Estimated home price · 60 m²€166,260Δ €19,140€147,120

On the day you buy

Down payment€16,626€14,712

Transfer tax (IMT)€1,822€865

Stamp duty · purchase€1,330€1,177

Stamp duty · loan€898€794

Total upfront€20,676€17,548

Monthly payment€576€510

Mortgage payments35 years at 3.00% · 90% financed

€6,910€6,115

€795less in São Brás de Alportel

Property tax (IMI)¹VPT estimated at 50% of price

€308€302

€6less in São Brás de Alportel

Water, sewage and wasteOfficial tariffs · 4 m³/month

€279€252

€27less in São Brás de Alportel

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasOlhão: network · São Brás de Alportel: bottle

€209€360

€151less in Olhão

Income tax refunded by the municipalityOlhão gives back 1%, São Brás de Alportel keeps the 5%

€20€0

€20less in Olhão

Total per yearItems with data for both

€8,066€7,408

€658less in São Brás de Alportel

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

55%48%

7%better in São Brás de Alportel

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+88%+84%

4 pointsrose more in Olhão

Crime rateRecorded crimes per 1 000 residents

40.3/100037.1/1000

3.2/1000better in São Brás de Alportel

Average commuteOne way to work or school

16 min16 min

same in both

Average salary (gross)Average monthly earnings, by place of work

€1,250/month€1,238/month

€12/monthbetter in Olhão

Median salary (gross)Half of workers earn less than this, by place of work

€1,052/month€1,059/month

€7/monthbetter in São Brás de Alportel

Purchasing power (Portugal = 100)Per-capita index

84.986.9

2.0better in São Brás de Alportel

PharmaciesPer 1,000 people

0.20/10000.20/1000

same in both

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

9.4 km11.6 km

2.2 kmbetter in Olhão

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

52/10064/100

12/100better in São Brás de Alportel

Crèche placesTotal crèche places (excluding childminders)

588165

423better in Olhão

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

88%100%

12%better in São Brás de Alportel

Ageing indexOlder people per 100 young (lower = younger)

167201

34better in Olhão

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

0.1%0%

0.1%better in São Brás de Alportel

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Olhão and São Brás de Alportel in the rankings

See where Olhão and São Brás de Alportel rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueSão Brás de Alportel

Olhão → São Brás de Alportel →