Lisboa

Oeiras vs Sintra: cost of living compared

versus

Yearly saving in Sintra

€3,775/year

For a single person buying a home, Sintra works out cheaper. A home in Sintra costs €82,200 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

OeirasSintra

Estimated home price · 60 m²€266,280Δ €82,200€184,080

On the day you buy

Down payment€26,628€18,408

Transfer tax (IMT)€8,182€2,713

Stamp duty · purchase€2,130€1,473

Stamp duty · loan€1,438€994

Total upfront€38,378€23,588

Monthly payment€922€638

Mortgage payments35 years at 3.00% · 90% financed

€11,068€7,651

€3,417less in Sintra

Property tax (IMI)¹VPT estimated at 50% of price

€599€276

€323less in Sintra

Water, sewage and wasteOfficial tariffs · 4 m³/month

€285€261

€24less in Sintra

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNatural gas, regulated tariff

€223€235

€12less in Oeiras

Income tax refunded by the municipalityOeiras gives back 0.3%, Sintra gives back 1.5%

€6€30

€24less in Sintra

Total per yearItems with data for both

€12,548€8,773

€3,775less in Sintra

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

56%54%

2%better in Sintra

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+80%+108%

28 pointsrose more in Sintra

Crime rateRecorded crimes per 1 000 residents

26.8/100025.7/1000

1.1/1000better in Sintra

Average commuteOne way to work or school

24 min26 min

2 minbetter in Oeiras

Average salary (gross)Average monthly earnings, by place of work

€2,214/month€1,531/month

€683/monthbetter in Oeiras

Median salary (gross)Half of workers earn less than this, by place of work

€1,651/month€1,176/month

€475/monthbetter in Oeiras

Purchasing power (Portugal = 100)Per-capita index

150.198.9

51.2better in Oeiras

PharmaciesPer 1,000 people

0.30/10000.20/1000

0.10/1000better in Oeiras

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

4.1 km4.1 km

same in both

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

84/10030/100

54/100better in Oeiras

Crèche placesTotal crèche places (excluding childminders)

3,7153,958

243better in Sintra

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

53%51%

2%better in Oeiras

Ageing indexOlder people per 100 young (lower = younger)

180127

53better in Sintra

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

0.7%1.2%

0.5%better in Oeiras

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Oeiras and Sintra in the rankings

See where Oeiras and Sintra rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueSintra

Oeiras → Sintra →