Viseu

Nelas vs Viseu: cost of living compared

versus

Yearly saving in Nelas

€2,261/year

For a single person buying a home, Nelas works out cheaper. A home in Nelas costs €51,300 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

NelasViseu

Estimated home price · 60 m²€46,320Δ €51,300€97,620

On the day you buy

Down payment€4,632€9,762

Transfer tax (IMT)€0€0

Stamp duty · purchase€371€781

Stamp duty · loan€250€527

Total upfront€5,253€11,070

Monthly payment€160€338

Mortgage payments35 years at 3.00% · 90% financed

€1,925€4,057

€2,132less in Nelas

Property tax (IMI)¹VPT estimated at 50% of price

€69€146

€77less in Nelas

Water, sewage and wasteOfficial tariffs · 4 m³/month

€141€198

€57less in Nelas

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNatural gas, regulated tariff

€209€213

€4less in Nelas

Income tax refunded by the municipalityNelas gives back 1%, Viseu gives back 1.5%

€20€30

€10less in Viseu

Total per yearItems with data for both

€2,704€4,965

€2,261less in Nelas

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

14%30%

16%better in Nelas

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+61%+65%

4 pointsrose more in Viseu

Crime rateRecorded crimes per 1 000 residents

26.9/100025.6/1000

1.3/1000better in Viseu

Average commuteOne way to work or school

15 min16 min

1 minbetter in Nelas

Average salary (gross)Average monthly earnings, by place of work

€1,392/month€1,354/month

€38/monthbetter in Nelas

Median salary (gross)Half of workers earn less than this, by place of work

€1,176/month€1,136/month

€40/monthbetter in Nelas

Purchasing power (Portugal = 100)Per-capita index

78.997.9

19.0better in Viseu

PharmaciesPer 1,000 people

0.40/10000.20/1000

0.20/1000better in Nelas

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

13.9 km4.4 km

9.5 kmbetter in Viseu

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

65/10077/100

12/100better in Viseu

Crèche placesTotal crèche places (excluding childminders)

1681,908

1,740better in Viseu

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%76%

24%better in Nelas

Ageing indexOlder people per 100 young (lower = younger)

251183

68better in Viseu

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

43%7.0%

36%better in Viseu

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Nelas and Viseu in the rankings

See where Nelas and Viseu rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueNelas

Nelas → Viseu →