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Nelas vs Seia: cost of living compared

versus
Yearly saving in Seia
€32/year

For a single person buying a home, Seia works out cheaper. A home in Seia costs €1,860 less.

You will
Household
Transport
60 m²
More adjustments
NelasSeia
Estimated home price · 60 m²€46,320Δ €1,860€44,460
On the day you buy
Down payment€4,632€4,446
Transfer tax (IMT)€0€0
Stamp duty · purchase€371€356
Stamp duty · loan€250€240
Total upfront€5,253€5,042
Monthly payment€160€154
Mortgage payments35 years at 3.00% · 90% financed
€77less in Seia
Property tax (IMI)1VPT estimated at 50% of price
€7less in Nelas
Water, sewage and wasteOfficial tariffs · 4 m³/month
€69less in Nelas
ElectricityERSE regulated tariff · 1,469 kWh/year
same in both
GasNatural gas, regulated tariff
same in both
Income tax refunded by the municipalityNelas gives back 1%, Seia gives back 2.5%
€30less in Seia
Total per yearItems with data for both
€32less in Seia

1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary
1%better in Nelas
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
12 pointsrose more in Seia
Crime rateRecorded crimes per 1 000 residents
6.4/1000better in Nelas
Average commuteOne way to work or school
same in both
Average salary (gross)Average monthly earnings, by place of work
€194/monthbetter in Nelas
Median salary (gross)Half of workers earn less than this, by place of work
€139/monthbetter in Nelas
Purchasing power (Portugal = 100)Per-capita index
0.1better in Nelas
PharmaciesPer 1,000 people
0.10/1000better in Seia
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
8.6 kmbetter in Seia
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
20/100better in Seia
Crèche placesTotal crèche places (excluding childminders)
120better in Seia
Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
same in both
Ageing indexOlder people per 100 young (lower = younger)
113better in Nelas
Burnt land over 10 yearsShare of the land that burnt at least once in 10 years
22%better in Nelas

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Nelas and Seia in the rankings

See where Nelas and Seia rank on each indicator: home prices, salaries, emergency care, crèches…

Choose the indicator →
Better valueSeia

Nelas → Seia →