Viseu · Coimbra

Nelas vs Oliveira do Hospital: cost of living compared

versus

Yearly saving in Nelas

€110/year

For a single person buying a home, Nelas works out cheaper. A home in Nelas costs €180 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

NelasOliveira do Hospital

Estimated home price · 60 m²€46,320Δ €180€46,500

On the day you buy

Down payment€4,632€4,650

Transfer tax (IMT)€0€0

Stamp duty · purchase€371€372

Stamp duty · loan€250€251

Total upfront€5,253€5,273

Monthly payment€160€161

Mortgage payments35 years at 3.00% · 90% financed

€1,925€1,933

€8less in Nelas

Property tax (IMI)¹VPT estimated at 50% of price

€69€72

€3less in Nelas

Water, sewage and wasteOfficial tariffs · 4 m³/month

€141€221

€80less in Nelas

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNatural gas, regulated tariff

€209€209

same in both

Income tax refunded by the municipalityNelas gives back 1%, Oliveira do Hospital keeps the 5%

€20€0

€20less in Nelas

Total per yearItems with data for both

€2,704€2,814

€110less in Nelas

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

14%15%

1%better in Nelas

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+61%+45%

16 pointsrose more in Nelas

Crime rateRecorded crimes per 1 000 residents

26.9/100022.6/1000

4.3/1000better in Oliveira do Hospital

Average commuteOne way to work or school

15 min16 min

1 minbetter in Nelas

Average salary (gross)Average monthly earnings, by place of work

€1,392/month€1,214/month

€178/monthbetter in Nelas

Median salary (gross)Half of workers earn less than this, by place of work

€1,176/month€1,053/month

€123/monthbetter in Nelas

Purchasing power (Portugal = 100)Per-capita index

78.974.9

4.0better in Nelas

PharmaciesPer 1,000 people

0.40/10000.40/1000

same in both

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

13.9 km15.4 km

1.5 kmbetter in Nelas

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

65/100106/100

41/100better in Oliveira do Hospital

Crèche placesTotal crèche places (excluding childminders)

168448

280better in Oliveira do Hospital

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

251259

8better in Nelas

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

43%99%

56%better in Nelas

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Nelas and Oliveira do Hospital in the rankings

See where Nelas and Oliveira do Hospital rank on each indicator: home prices, salaries, emergency care, crèches…

Choose the indicator →

Better valueNelas

Nelas → Oliveira do Hospital →