Montalegre vs Terras de Bouro: cost of living compared
versus
Yearly saving in Montalegre
€1,171/year
For a single person buying a home, Montalegre works out cheaper. A home in Montalegre costs €27,720 less.
You will
Household
Transport
60 m²
More adjustments
MontalegreTerras de Bouro
Estimated home price · 60 m²€40,920Δ €27,720€68,640
On the day you buy
Down payment€4,092€6,864
Transfer tax (IMT)€0€0
Stamp duty · purchase€327€549
Stamp duty · loan€221€371
Total upfront€4,640€7,784
Monthly payment€142€238
Mortgage payments35 years at 3.00% · 90% financed
€1,701€2,853
€1,152less in Montalegre
Property tax (IMI)1VPT estimated at 50% of price
€61€103
€42less in Montalegre
Water, sewage and wasteOfficial tariffs · 4 m³/month
€179€77
€102less in Terras de Bouro
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityMontalegre gives back the 5%, Terras de Bouro gives back 1%
€100€20
€80less in Montalegre
Total per yearItems with data for both
€2,430€3,601
€1,171less in Montalegre
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
14%25%
11%better in Montalegre
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+17%+79%
62 pointsrose more in Terras de Bouro
Crime rateRecorded crimes per 1 000 residents
35.2/100025.3/1000
9.9/1000better in Terras de Bouro
Average commuteOne way to work or school
18 min22 min
4 minbetter in Montalegre
Average salary (gross)Average monthly earnings, by place of work
€1,163/month€1,184/month
€21/monthbetter in Terras de Bouro
Median salary (gross)Half of workers earn less than this, by place of work
€997/month€970/month
€27/monthbetter in Montalegre
Purchasing power (Portugal = 100)Per-capita index
65.267.9
2.7better in Terras de Bouro
PharmaciesPer 1,000 people
0.60/10000.50/1000
0.10/1000better in Montalegre
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
12.3 km21.0 km
8.7 kmbetter in Montalegre
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
