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Mêda vs Sernancelhe: cost of living compared

versus

Yearly difference

The yearly cost is practically the same.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

MêdaSernancelhe

Estimated home price · 60 m²€21,900Δ €480€22,380

On the day you buy

Down payment€2,190€2,238

Transfer tax (IMT)€0€0

Stamp duty · purchase€175€179

Stamp duty · loan€118€121

Total upfront€2,483€2,538

Monthly payment€76€78

Mortgage payments35 years at 3.00% · 90% financed

€910€930

€20less in Mêda

Property tax (IMI)¹VPT estimated at 50% of price

€33€34

€1less in Mêda

Water, sewage and wasteOfficial tariffs · 4 m³/month

€195€175

€20less in Sernancelhe

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNo network: butane bottles

€360€360

same in both

Income tax refunded by the municipalityMêda keeps the 5%, Sernancelhe keeps the 5%

€0€0

same in both

Total per yearItems with data for both

€1,878€1,878

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

8%8%

same in both

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+35%+5%

30 pointsrose more in Mêda

Crime rateRecorded crimes per 1 000 residents

22.2/100013.9/1000

8.3/1000better in Sernancelhe

Average commuteOne way to work or school

16 min15 min

1 minbetter in Sernancelhe

Average salary (gross)Average monthly earnings, by place of work

€1,117/month€1,103/month

€14/monthbetter in Mêda

Median salary (gross)Half of workers earn less than this, by place of work

€962/month€993/month

€31/monthbetter in Sernancelhe

Purchasing power (Portugal = 100)Per-capita index

69.464.7

4.7better in Mêda

PharmaciesPer 1,000 people

0.20/10000.40/1000

0.20/1000better in Sernancelhe

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

19.0 km11.6 km

7.4 kmbetter in Sernancelhe

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

106/10085/100

21/100better in Mêda

Crèche placesTotal crèche places (excluding childminders)

6266

4better in Sernancelhe

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

471358

113better in Sernancelhe

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

44%73%

29%better in Mêda

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Mêda and Sernancelhe in the rankings

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Mêda → Sernancelhe →