Porto

Matosinhos vs Porto: cost of living compared

versus

Yearly saving in Matosinhos

€1,025/year

For a single person buying a home, Matosinhos works out cheaper. A home in Matosinhos costs €26,880 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

MatosinhosPorto

Estimated home price · 60 m²€190,980Δ €26,880€217,860

On the day you buy

Down payment€19,098€21,786

Transfer tax (IMT)€3,058€4,792

Stamp duty · purchase€1,528€1,743

Stamp duty · loan€1,031€1,176

Total upfront€24,715€29,498

Monthly payment€661€755

Mortgage payments35 years at 3.00% · 90% financed

€7,938€9,055

€1,117less in Matosinhos

Property tax (IMI)¹VPT estimated at 50% of price

€353€353

same in both

Water, sewage and wasteOfficial tariffs · 4 m³/month

€217€177

€40less in Porto

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNatural gas, regulated tariff

€220€213

€7less in Porto

Income tax refunded by the municipalityMatosinhos gives back 0.3%, Porto gives back 2.5%

€5€50

€45less in Porto

Total per yearItems with data for both

€9,103€10,128

€1,025less in Matosinhos

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

46%52%

6%better in Matosinhos

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+82%+64%

18 pointsrose more in Matosinhos

Crime rateRecorded crimes per 1 000 residents

31.1/100060.0/1000

28.9/1000better in Matosinhos

Average commuteOne way to work or school

20 min20 min

same in both

Average salary (gross)Average monthly earnings, by place of work

€1,820/month€1,930/month

€110/monthbetter in Porto

Median salary (gross)Half of workers earn less than this, by place of work

€1,425/month€1,456/month

€31/monthbetter in Porto

Purchasing power (Portugal = 100)Per-capita index

119.6162.2

42.6better in Porto

PharmaciesPer 1,000 people

0.20/10000.40/1000

0.20/1000better in Porto

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

2.9 km2.1 km

0.8 kmbetter in Porto

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

61/10057/100

4/100better in Matosinhos

Crèche placesTotal crèche places (excluding childminders)

2,4113,644

1,233better in Porto

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

70%60%

10%better in Matosinhos

Ageing indexOlder people per 100 young (lower = younger)

215220

5better in Matosinhos

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

0.3%0.2%

0.1%better in Porto

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Matosinhos and Porto in the rankings

See where Matosinhos and Porto rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueMatosinhos

Matosinhos → Porto →