For a single person buying a home, Seia works out cheaper. A home in Seia costs €6,420 less.
You will
Household
Transport
60 m²
More adjustments
MangualdeSeia
Estimated home price · 60 m²€50,880Δ €6,420€44,460
On the day you buy
Down payment€5,088€4,446
Transfer tax (IMT)€0€0
Stamp duty · purchase€407€356
Stamp duty · loan€275€240
Total upfront€5,770€5,042
Monthly payment€176€154
Mortgage payments35 years at 3.00% · 90% financed
€2,115€1,848
€267less in Seia
Property tax (IMI)1VPT estimated at 50% of price
€76€76
same in both
Water, sewage and wasteOfficial tariffs · 4 m³/month
€166€210
€44less in Mangualde
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityMangualde gives back 1%, Seia gives back 2.5%
€20€50
€30less in Seia
Total per yearItems with data for both
€2,926€2,672
€254less in Seia
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
14%15%
1%better in Mangualde
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+40%+73%
33 pointsrose more in Seia
Crime rateRecorded crimes per 1 000 residents
26.9/100033.3/1000
6.4/1000better in Mangualde
Average commuteOne way to work or school
16 min15 min
1 minbetter in Seia
Average salary (gross)Average monthly earnings, by place of work
€1,478/month€1,198/month
€280/monthbetter in Mangualde
Median salary (gross)Half of workers earn less than this, by place of work
€1,276/month€1,037/month
€239/monthbetter in Mangualde
Purchasing power (Portugal = 100)Per-capita index
85.178.8
6.3better in Mangualde
PharmaciesPer 1,000 people
0.40/10000.50/1000
0.10/1000better in Seia
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
14.4 km5.3 km
9.1 kmbetter in Seia
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
