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Maia vs Valongo: cost of living compared

versus
Yearly saving in Valongo
€545/year

For a single person buying a home, Valongo works out cheaper. A home in Valongo costs €14,220 less.

You will
Household
Transport
60 m²
More adjustments
MaiaValongo
Estimated home price · 60 m²€153,420Δ €14,220€139,200
On the day you buy
Down payment€15,342€13,920
Transfer tax (IMT)€1,180€657
Stamp duty · purchase€1,227€1,114
Stamp duty · loan€828€752
Total upfront€18,578€16,442
Monthly payment€531€482
Mortgage payments35 years at 3.00% · 90% financed
€591less in Valongo
Property tax (IMI)1VPT estimated at 50% of price
€28less in Valongo
Water, sewage and wasteOfficial tariffs · 4 m³/month
€65less in Maia
ElectricityERSE regulated tariff · 1,469 kWh/year
same in both
GasNatural gas, regulated tariff
€8less in Maia
Income tax refunded by the municipalityMaia keeps the 5%, Valongo keeps the 5%
same in both
Total per yearItems with data for both
€545less in Valongo

1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary
same in both
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
9 pointsrose more in Valongo
Crime rateRecorded crimes per 1 000 residents
3.8/1000better in Valongo
Average commuteOne way to work or school
2 minbetter in Maia
Average salary (gross)Average monthly earnings, by place of work
€250/monthbetter in Maia
Median salary (gross)Half of workers earn less than this, by place of work
€115/monthbetter in Maia
Purchasing power (Portugal = 100)Per-capita index
14.8better in Maia
PharmaciesPer 1,000 people
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
2.1 kmbetter in Maia
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
19/100better in Maia
Crèche placesTotal crèche places (excluding childminders)
843better in Maia
Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
8%better in Valongo
Ageing indexOlder people per 100 young (lower = younger)
1better in Maia
Burnt land over 10 yearsShare of the land that burnt at least once in 10 years
16%better in Maia

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Maia and Valongo in the rankings

See where Maia and Valongo rank on each indicator: home prices, salaries, emergency care, crèches…

Choose the indicator →
Better valueValongo

Maia → Valongo →