Santarém · Castelo Branco

Mação vs Vila de Rei: cost of living compared

versus

Yearly saving in Mação

€1,591/year

For a single person buying a home, Mação works out cheaper. A home in Mação costs €40,020 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

MaçãoVila de Rei

Estimated home price · 60 m²€21,300Δ €40,020€61,320

On the day you buy

Down payment€2,130€6,132

Transfer tax (IMT)€0€0

Stamp duty · purchase€170€491

Stamp duty · loan€115€331

Total upfront€2,415€6,954

Monthly payment€74€212

Mortgage payments35 years at 3.00% · 90% financed

€885€2,549

€1,664less in Mação

Property tax (IMI)¹VPT estimated at 50% of price

€32€92

€60less in Mação

Water, sewage and wasteOfficial tariffs · 4 m³/month

€261€159

€102less in Vila de Rei

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNo network: butane bottles

€360€360

same in both

Income tax refunded by the municipalityMação gives back 1%, Vila de Rei gives back 2.5%

€20€50

€30less in Vila de Rei

Total per yearItems with data for both

€1,898€3,489

€1,591less in Mação

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

7%22%

15%better in Mação

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+28%+145%

117 pointsrose more in Vila de Rei

Crime rateRecorded crimes per 1 000 residents

26.0/100019.8/1000

6.2/1000better in Vila de Rei

Average commuteOne way to work or school

17 min16 min

1 minbetter in Vila de Rei

Average salary (gross)Average monthly earnings, by place of work

€1,162/month€1,063/month

€99/monthbetter in Mação

Median salary (gross)Half of workers earn less than this, by place of work

€1,017/month€957/month

€60/monthbetter in Mação

Purchasing power (Portugal = 100)Per-capita index

73.070.9

2.1better in Mação

PharmaciesPer 1,000 people

0.80/10000.30/1000

0.50/1000better in Mação

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

23.8 km23.8 km

same in both

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

48/10059/100

11/100better in Vila de Rei

Crèche placesTotal crèche places (excluding childminders)

4440

4better in Mação

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

428297

131better in Vila de Rei

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

79%53%

26%better in Vila de Rei

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Mação and Vila de Rei in the rankings

See where Mação and Vila de Rei rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueMação

Mação → Vila de Rei →