Lisboa

Loures vs Odivelas: cost of living compared

versus

Yearly saving in Loures

€431/year

For a single person buying a home, Loures works out cheaper. A home in Loures costs €10,440 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

LouresOdivelas

Estimated home price · 60 m²€205,260Δ €10,440€215,700

On the day you buy

Down payment€20,526€21,570

Transfer tax (IMT)€3,910€4,641

Stamp duty · purchase€1,642€1,726

Stamp duty · loan€1,108€1,165

Total upfront€27,187€29,101

Monthly payment€711€747

Mortgage payments35 years at 3.00% · 90% financed

€8,531€8,965

€434less in Loures

Property tax (IMI)¹VPT estimated at 50% of price

€370€356

€14less in Odivelas

Water, sewage and wasteOfficial tariffs · 4 m³/month

€260€260

same in both

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNatural gas, regulated tariff

€224€228

€4less in Loures

Income tax refunded by the municipalityLoures gives back 0.4%, Odivelas keeps the 5%

€7€0

€7less in Loures

Total per yearItems with data for both

€9,759€10,190

€431less in Loures

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

59%70%

11%better in Loures

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+81%+73%

8 pointsrose more in Loures

Crime rateRecorded crimes per 1 000 residents

26.8/100017.2/1000

9.6/1000better in Odivelas

Average commuteOne way to work or school

25 min25 min

same in both

Average salary (gross)Average monthly earnings, by place of work

€1,527/month€1,256/month

€271/monthbetter in Loures

Median salary (gross)Half of workers earn less than this, by place of work

€1,211/month€1,062/month

€149/monthbetter in Loures

Purchasing power (Portugal = 100)Per-capita index

100.796.1

4.6better in Loures

PharmaciesPer 1,000 people

0.20/10000.20/1000

same in both

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

4.9 km3.4 km

1.5 kmbetter in Odivelas

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

43/10038/100

5/100better in Loures

Crèche placesTotal crèche places (excluding childminders)

2,9762,281

695better in Loures

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

54%35%

19%better in Loures

Ageing indexOlder people per 100 young (lower = younger)

148136

12better in Odivelas

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

3.1%1.2%

1.9%better in Odivelas

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Loures and Odivelas in the rankings

See where Loures and Odivelas rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueLoures

Loures → Odivelas →