Aveiro

Ílhavo vs Vagos: cost of living compared

versus

Yearly saving in Vagos

€1,325/year

For a single person buying a home, Vagos works out cheaper. A home in Vagos costs €31,740 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

ÍlhavoVagos

Estimated home price · 60 m²€135,600Δ €31,740€103,860

On the day you buy

Down payment€13,560€10,386

Transfer tax (IMT)€585€0

Stamp duty · purchase€1,085€831

Stamp duty · loan€732€561

Total upfront€15,962€11,778

Monthly payment€470€360

Mortgage payments35 years at 3.00% · 90% financed

€5,636€4,317

€1,319less in Vagos

Property tax (IMI)¹VPT estimated at 50% of price

€203€208

€5less in Ílhavo

Water, sewage and wasteOfficial tariffs · 4 m³/month

€346€326

€20less in Vagos

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNatural gas, regulated tariff

€209€209

same in both

Income tax refunded by the municipalityÍlhavo gives back 0.5%, Vagos keeps the 5%

€10€0

€10less in Ílhavo

Total per yearItems with data for both

€6,764€5,439

€1,325less in Vagos

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

38%30%

8%better in Vagos

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+99%+87%

12 pointsrose more in Ílhavo

Crime rateRecorded crimes per 1 000 residents

31.3/100018.0/1000

13.3/1000better in Vagos

Average commuteOne way to work or school

16 min17 min

1 minbetter in Ílhavo

Average salary (gross)Average monthly earnings, by place of work

€1,539/month€1,372/month

€167/monthbetter in Ílhavo

Median salary (gross)Half of workers earn less than this, by place of work

€1,232/month€1,187/month

€45/monthbetter in Ílhavo

Purchasing power (Portugal = 100)Per-capita index

87.679.9

7.7better in Ílhavo

PharmaciesPer 1,000 people

0.20/10000.30/1000

0.10/1000better in Vagos

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

5.4 km13.9 km

8.5 kmbetter in Ílhavo

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

42/10088/100

46/100better in Vagos

Crèche placesTotal crèche places (excluding childminders)

394533

139better in Vagos

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

174167

7better in Vagos

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

0.2%24%

24%better in Ílhavo

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Ílhavo and Vagos in the rankings

See where Ílhavo and Vagos rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueVagos

Ílhavo → Vagos →