For a single person buying a home, Mação works out cheaper. A home in Mação costs €5,760 less.
You will
Household
Transport
60 m²
More adjustments
GaviãoMação
Estimated home price · 60 m²€27,060Δ €5,760€21,300
On the day you buy
Down payment€2,706€2,130
Transfer tax (IMT)€0€0
Stamp duty · purchase€216€170
Stamp duty · loan€146€115
Total upfront€3,069€2,415
Monthly payment€94€74
Mortgage payments35 years at 3.00% · 90% financed
€1,125€885
€240less in Mação
Property tax (IMI)1VPT estimated at 50% of price
€41€32
€9less in Mação
Water, sewage and wasteOfficial tariffs · 4 m³/month
€197€261
€64less in Gavião
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityGavião gives back the 5%, Mação gives back 1%
€100€20
€80less in Gavião
Total per yearItems with data for both
€2,001€1,898
€103less in Mação
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
9%7%
2%better in Mação
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+77%+28%
49 pointsrose more in Gavião
Crime rateRecorded crimes per 1 000 residents
30.5/100026.0/1000
4.5/1000better in Mação
Average commuteOne way to work or school
17 min17 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,153/month€1,162/month
€9/monthbetter in Mação
Median salary (gross)Half of workers earn less than this, by place of work
€1,041/month€1,017/month
€24/monthbetter in Gavião
Purchasing power (Portugal = 100)Per-capita index
73.873.0
0.8better in Gavião
PharmaciesPer 1,000 people
1.20/10000.80/1000
0.40/1000better in Gavião
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
25.2 km23.8 km
1.4 kmbetter in Mação
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
