Estarreja vs Oliveira de Azeméis: cost of living compared
versus
Yearly saving in Estarreja
€511/year
For a single person buying a home, Estarreja works out cheaper. A home in Estarreja costs €10,800 less.
You will
Household
Transport
60 m²
More adjustments
EstarrejaOliveira de Azeméis
Estimated home price · 60 m²€79,620Δ €10,800€90,420
On the day you buy
Down payment€7,962€9,042
Transfer tax (IMT)€0€0
Stamp duty · purchase€637€723
Stamp duty · loan€430€488
Total upfront€9,029€10,254
Monthly payment€276€313
Mortgage payments35 years at 3.00% · 90% financed
€3,309€3,758
€449less in Estarreja
Property tax (IMI)1VPT estimated at 50% of price
€119€136
€17less in Estarreja
Water, sewage and wasteOfficial tariffs · 4 m³/month
€277€297
€20less in Estarreja
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€223€209
€14less in Oliveira de Azeméis
Income tax refunded by the municipalityEstarreja gives back 2%, Oliveira de Azeméis keeps the 5%
€40€0
€40less in Estarreja
Total per yearItems with data for both
€4,268€4,779
€511less in Estarreja
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
20%26%
6%better in Estarreja
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+64%+88%
24 pointsrose more in Oliveira de Azeméis
Crime rateRecorded crimes per 1 000 residents
32.7/100020.4/1000
12.3/1000better in Oliveira de Azeméis
Average commuteOne way to work or school
17 min14 min
3 minbetter in Oliveira de Azeméis
Average salary (gross)Average monthly earnings, by place of work
€1,601/month€1,463/month
€138/monthbetter in Estarreja
Median salary (gross)Half of workers earn less than this, by place of work
€1,395/month€1,187/month
€208/monthbetter in Estarreja
Purchasing power (Portugal = 100)Per-capita index
86.285.0
1.2better in Estarreja
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
12.0 km3.4 km
8.6 kmbetter in Oliveira de Azeméis
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
