Portalegre

Elvas vs Monforte: cost of living compared

versus

Yearly saving in Monforte

€1,018/year

For a single person buying a home, Monforte works out cheaper. A home in Monforte costs €24,960 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

ElvasMonforte

Estimated home price · 60 m²€58,200Δ €24,960€33,240

On the day you buy

Down payment€5,820€3,324

Transfer tax (IMT)€0€0

Stamp duty · purchase€466€266

Stamp duty · loan€314€179

Total upfront€6,600€3,769

Monthly payment€202€115

Mortgage payments35 years at 3.00% · 90% financed

€2,419€1,382

€1,037less in Monforte

Property tax (IMI)¹VPT estimated at 50% of price

€102€57

€45less in Monforte

Water, sewage and wasteOfficial tariffs · 4 m³/month

€265€169

€96less in Monforte

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasElvas: network · Monforte: bottle

€209€360

€151less in Elvas

Income tax refunded by the municipalityElvas gives back 1%, Monforte gives back 0.5%

€20€10

€10less in Elvas

Total per yearItems with data for both

€3,355€2,337

€1,018less in Monforte

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

19%11%

8%better in Monforte

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+68%+74%

6 pointsrose more in Monforte

Crime rateRecorded crimes per 1 000 residents

40.1/100032.7/1000

7.4/1000better in Monforte

Average commuteOne way to work or school

15 min16 min

1 minbetter in Elvas

Average salary (gross)Average monthly earnings, by place of work

€1,237/month€1,258/month

€21/monthbetter in Monforte

Median salary (gross)Half of workers earn less than this, by place of work

€1,058/month€1,095/month

€37/monthbetter in Monforte

Purchasing power (Portugal = 100)Per-capita index

90.674.9

15.7better in Elvas

PharmaciesPer 1,000 people

0.50/10001.40/1000

0.90/1000better in Monforte

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

4.1 km22.5 km

18.4 kmbetter in Elvas

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

85/10043/100

42/100better in Elvas

Crèche placesTotal crèche places (excluding childminders)

33330

303better in Elvas

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

184229

45better in Elvas

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

1.8%1.4%

0.4%better in Monforte

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Elvas and Monforte in the rankings

See where Elvas and Monforte rank on each indicator: home prices, salaries, emergency care, crèches…

Choose the indicator →

Better valueMonforte

Elvas → Monforte →