Beja · Évora

Cuba vs Portel: cost of living compared

versus

Yearly saving in Cuba

€59/year

For a single person buying a home, Cuba works out cheaper. A home in Cuba costs €1,860 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

CubaPortel

Estimated home price · 60 m²€41,340Δ €1,860€43,200

On the day you buy

Down payment€4,134€4,320

Transfer tax (IMT)€0€0

Stamp duty · purchase€331€346

Stamp duty · loan€223€233

Total upfront€4,688€4,899

Monthly payment€143€150

Mortgage payments35 years at 3.00% · 90% financed

€1,718€1,796

€78less in Cuba

Property tax (IMI)¹VPT estimated at 50% of price

€62€65

€3less in Cuba

Water, sewage and wasteOfficial tariffs · 4 m³/month

€186€165

€21less in Portel

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNo network: butane bottles

€360€360

same in both

Income tax refunded by the municipalityCuba keeps the 5%, Portel keeps the 5%

€0€0

same in both

Total per yearItems with data for both

€2,706€2,765

€59less in Cuba

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

14%15%

1%better in Cuba

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+19%+124%

105 pointsrose more in Portel

Crime rateRecorded crimes per 1 000 residents

35.3/100032.5/1000

2.8/1000better in Portel

Average commuteOne way to work or school

16 min21 min

5 minbetter in Cuba

Average salary (gross)Average monthly earnings, by place of work

€1,178/month€1,277/month

€99/monthbetter in Portel

Median salary (gross)Half of workers earn less than this, by place of work

€1,050/month€1,031/month

€19/monthbetter in Cuba

Purchasing power (Portugal = 100)Per-capita index

75.670.4

5.2better in Cuba

PharmaciesPer 1,000 people

0.60/10001.10/1000

0.50/1000better in Portel

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

18.6 km26.1 km

7.5 kmbetter in Cuba

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

51/10093/100

42/100better in Portel

Crèche placesTotal crèche places (excluding childminders)

58103

45better in Portel

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

192262

70better in Cuba

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

1.2%0.6%

0.6%better in Portel

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Cuba and Portel in the rankings

See where Cuba and Portel rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueCuba

Cuba → Portel →