Portalegre

Crato vs Nisa: cost of living compared

versus

Yearly saving in Nisa

€225/year

For a single person buying a home, Nisa works out cheaper. A home in Nisa costs €4,080 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

CratoNisa

Estimated home price · 60 m²€31,860Δ €4,080€27,780

On the day you buy

Down payment€3,186€2,778

Transfer tax (IMT)€0€0

Stamp duty · purchase€255€222

Stamp duty · loan€172€150

Total upfront€3,613€3,150

Monthly payment€110€96

Mortgage payments35 years at 3.00% · 90% financed

€1,324€1,155

€169less in Nisa

Property tax (IMI)¹VPT estimated at 50% of price

€48€42

€6less in Nisa

Water, sewage and wasteOfficial tariffs · 4 m³/month

€186€176

€10less in Nisa

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNo network: butane bottles

€360€360

same in both

Income tax refunded by the municipalityCrato gives back 0.5%, Nisa gives back 2.5%

€10€50

€40less in Nisa

Total per yearItems with data for both

€2,287€2,062

€225less in Nisa

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

11%10%

1%better in Nisa

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+72%+60%

12 pointsrose more in Crato

Crime rateRecorded crimes per 1 000 residents

31.0/100029.6/1000

1.4/1000better in Nisa

Average commuteOne way to work or school

16 min17 min

1 minbetter in Crato

Average salary (gross)Average monthly earnings, by place of work

€1,102/month€1,122/month

€20/monthbetter in Nisa

Median salary (gross)Half of workers earn less than this, by place of work

€1,021/month€984/month

€37/monthbetter in Crato

Purchasing power (Portugal = 100)Per-capita index

75.678.4

2.8better in Nisa

PharmaciesPer 1,000 people

1.50/10000.80/1000

0.70/1000better in Crato

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

21.6 km28.7 km

7.1 kmbetter in Crato

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

95/100100/100

5/100better in Nisa

Crèche placesTotal crèche places (excluding childminders)

5499

45better in Nisa

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

322431

109better in Crato

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

2.0%13%

11%better in Crato

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Crato and Nisa in the rankings

See where Crato and Nisa rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueNisa

Crato → Nisa →