Portalegre

Crato vs Monforte: cost of living compared

versus

Yearly saving in Crato

€50/year

For a single person buying a home, Crato works out cheaper. A home in Crato costs €1,380 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

CratoMonforte

Estimated home price · 60 m²€31,860Δ €1,380€33,240

On the day you buy

Down payment€3,186€3,324

Transfer tax (IMT)€0€0

Stamp duty · purchase€255€266

Stamp duty · loan€172€179

Total upfront€3,613€3,769

Monthly payment€110€115

Mortgage payments35 years at 3.00% · 90% financed

€1,324€1,382

€58less in Crato

Property tax (IMI)¹VPT estimated at 50% of price

€48€57

€9less in Crato

Water, sewage and wasteOfficial tariffs · 4 m³/month

€186€169

€17less in Monforte

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNo network: butane bottles

€360€360

same in both

Income tax refunded by the municipalityCrato gives back 0.5%, Monforte gives back 0.5%

€10€10

same in both

Total per yearItems with data for both

€2,287€2,337

€50less in Crato

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

11%11%

same in both

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+72%+74%

2 pointsrose more in Monforte

Crime rateRecorded crimes per 1 000 residents

31.0/100032.7/1000

1.7/1000better in Crato

Average commuteOne way to work or school

16 min16 min

same in both

Average salary (gross)Average monthly earnings, by place of work

€1,102/month€1,258/month

€156/monthbetter in Monforte

Median salary (gross)Half of workers earn less than this, by place of work

€1,021/month€1,095/month

€74/monthbetter in Monforte

Purchasing power (Portugal = 100)Per-capita index

75.674.9

0.7better in Crato

PharmaciesPer 1,000 people

1.50/10001.40/1000

0.10/1000better in Crato

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

21.6 km22.5 km

0.9 kmbetter in Crato

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

95/10043/100

52/100better in Crato

Crèche placesTotal crèche places (excluding childminders)

5430

24better in Crato

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

322229

93better in Monforte

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

2.0%1.4%

0.6%better in Monforte

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Crato and Monforte in the rankings

See where Crato and Monforte rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueCrato

Crato → Monforte →