Viseu

Cinfães vs Resende: cost of living compared

versus

Yearly saving in Resende

€688/year

For a single person buying a home, Resende works out cheaper. A home in Resende costs €11,280 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

CinfãesResende

Estimated home price · 60 m²€46,320Δ €11,280€35,040

On the day you buy

Down payment€4,632€3,504

Transfer tax (IMT)€0€0

Stamp duty · purchase€371€280

Stamp duty · loan€250€189

Total upfront€5,253€3,974

Monthly payment€160€121

Mortgage payments35 years at 3.00% · 90% financed

€1,925€1,456

€469less in Resende

Property tax (IMI)¹VPT estimated at 50% of price

€69€66

€3less in Resende

Water, sewage and wasteOfficial tariffs · 4 m³/month

€244€88

€156less in Resende

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNo network: butane bottles

€360€360

same in both

Income tax refunded by the municipalityCinfães gives back 2%, Resende gives back the 5%

€40€100

€60less in Resende

Total per yearItems with data for both

€2,938€2,250

€688less in Resende

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

15%13%

2%better in Resende

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+63%+25%

38 pointsrose more in Cinfães

Crime rateRecorded crimes per 1 000 residents

24.2/100026.4/1000

2.2/1000better in Cinfães

Average commuteOne way to work or school

26 min23 min

3 minbetter in Resende

Average salary (gross)Average monthly earnings, by place of work

€1,166/month€1,142/month

€24/monthbetter in Cinfães

Median salary (gross)Half of workers earn less than this, by place of work

€1,065/month€968/month

€97/monthbetter in Cinfães

Purchasing power (Portugal = 100)Per-capita index

65.667.1

1.5better in Resende

PharmaciesPer 1,000 people

0.50/10000.30/1000

0.20/1000better in Cinfães

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

6.9 km10.0 km

3.1 kmbetter in Cinfães

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

48/10048/100

same in both

Crèche placesTotal crèche places (excluding childminders)

12981

48better in Cinfães

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

256281

25better in Cinfães

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

39%38%

1.0%better in Resende

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Cinfães and Resende in the rankings

See where Cinfães and Resende rank on each indicator: home prices, salaries, emergency care, crèches…

Choose the indicator →

Better valueResende

Cinfães → Resende →