Chaves vs Vila Pouca de Aguiar: cost of living compared
versus
Yearly saving in Vila Pouca de Aguiar
€1,298/year
For a single person buying a home, Vila Pouca de Aguiar works out cheaper. A home in Vila Pouca de Aguiar costs €27,660 less.
You will
Household
Transport
60 m²
More adjustments
ChavesVila Pouca de Aguiar
Estimated home price · 60 m²€72,300Δ €27,660€44,640
On the day you buy
Down payment€7,230€4,464
Transfer tax (IMT)€0€0
Stamp duty · purchase€578€357
Stamp duty · loan€390€241
Total upfront€8,199€5,062
Monthly payment€250€155
Mortgage payments35 years at 3.00% · 90% financed
€3,005€1,855
€1,150less in Vila Pouca de Aguiar
Property tax (IMI)1VPT estimated at 50% of price
€108€67
€41less in Vila Pouca de Aguiar
Water, sewage and wasteOfficial tariffs · 4 m³/month
€185€137
€48less in Vila Pouca de Aguiar
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€218€209
€9less in Vila Pouca de Aguiar
Income tax refunded by the municipalityChaves keeps the 5%, Vila Pouca de Aguiar gives back 2.5%
€0€50
€50less in Vila Pouca de Aguiar
Total per yearItems with data for both
€3,896€2,598
€1,298less in Vila Pouca de Aguiar
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
25%15%
10%better in Vila Pouca de Aguiar
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+54%+42%
12 pointsrose more in Chaves
Crime rateRecorded crimes per 1 000 residents
29.9/100021.4/1000
8.5/1000better in Vila Pouca de Aguiar
Average commuteOne way to work or school
15 min16 min
1 minbetter in Chaves
Average salary (gross)Average monthly earnings, by place of work
€1,250/month€1,162/month
€88/monthbetter in Chaves
Median salary (gross)Half of workers earn less than this, by place of work
€1,014/month€1,017/month
€3/monthbetter in Vila Pouca de Aguiar
Purchasing power (Portugal = 100)Per-capita index
83.369.3
14.0better in Chaves
PharmaciesPer 1,000 people
0.30/10000.30/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.1 km21.9 km
16.8 kmbetter in Chaves
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
