Celorico da Beira vs Pinhel: cost of living compared
versus
Yearly saving in Pinhel
€181/year
For a single person buying a home, Pinhel works out cheaper. A home in Pinhel costs €4,920 less.
You will
Household
Transport
60 m²
More adjustments
Celorico da BeiraPinhel
Estimated home price · 60 m²€30,420Δ €4,920€25,500
On the day you buy
Down payment€3,042€2,550
Transfer tax (IMT)€0€0
Stamp duty · purchase€243€204
Stamp duty · loan€164€138
Total upfront€3,450€2,892
Monthly payment€105€88
Mortgage payments35 years at 3.00% · 90% financed
€1,264€1,060
€204less in Pinhel
Property tax (IMI)1VPT estimated at 50% of price
€53€38
€15less in Pinhel
Water, sewage and wasteOfficial tariffs · 4 m³/month
€229€227
€2less in Pinhel
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityCelorico da Beira gives back 2%, Pinhel keeps the 5%
€40€0
€40less in Celorico da Beira
Total per yearItems with data for both
€2,246€2,065
€181less in Pinhel
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
10%9%
1%better in Pinhel
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+48%+56%
8 pointsrose more in Pinhel
Crime rateRecorded crimes per 1 000 residents
29.0/100027.9/1000
1.1/1000better in Pinhel
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,261/month€1,150/month
€111/monthbetter in Celorico da Beira
Median salary (gross)Half of workers earn less than this, by place of work
€1,041/month€978/month
€63/monthbetter in Celorico da Beira
Purchasing power (Portugal = 100)Per-capita index
72.170.8
1.3better in Celorico da Beira
PharmaciesPer 1,000 people
0.60/10000.60/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
14.8 km27.1 km
12.3 kmbetter in Celorico da Beira
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
