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Cascais vs Oeiras: cost of living compared

versus
Yearly saving in Oeiras
€1,097/year

For a single person buying a home, Oeiras works out cheaper. A home in Oeiras costs €27,060 less.

You will
Household
Transport
60 m²
More adjustments
CascaisOeiras
Estimated home price · 60 m²€293,340Δ €27,060€266,280
On the day you buy
Down payment€29,334€26,628
Transfer tax (IMT)€10,076€8,182
Stamp duty · purchase€2,347€2,130
Stamp duty · loan€1,584€1,438
Total upfront€43,341€38,378
Monthly payment€1,016€922
Mortgage payments35 years at 3.00% · 90% financed
€1,124less in Oeiras
Property tax (IMI)1VPT estimated at 50% of price
€86less in Cascais
Water, sewage and wasteOfficial tariffs · 4 m³/month
€42less in Oeiras
ElectricityERSE regulated tariff · 1,469 kWh/year
same in both
GasNatural gas, regulated tariff
€20less in Oeiras
Income tax refunded by the municipalityCascais gives back 0.5%, Oeiras gives back 0.3%
€4less in Cascais
Total per yearItems with data for both
€1,097less in Oeiras

1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary
33%better in Oeiras
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
8 pointsrose more in Oeiras
Crime rateRecorded crimes per 1 000 residents
2.3/1000better in Cascais
Average commuteOne way to work or school
same in both
Average salary (gross)Average monthly earnings, by place of work
€682/monthbetter in Oeiras
Median salary (gross)Half of workers earn less than this, by place of work
€510/monthbetter in Oeiras
Purchasing power (Portugal = 100)Per-capita index
32.5better in Oeiras
PharmaciesPer 1,000 people
0.10/1000better in Oeiras
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
0.9 kmbetter in Oeiras
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
19/100better in Oeiras
Crèche placesTotal crèche places (excluding childminders)
111better in Oeiras
Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
16%better in Cascais
Ageing indexOlder people per 100 young (lower = younger)
13better in Cascais
Burnt land over 10 yearsShare of the land that burnt at least once in 10 years
6.9%better in Oeiras

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Cascais and Oeiras in the rankings

See where Cascais and Oeiras rank on each indicator: home prices, salaries, emergency care, crèches…

Choose the indicator →
Better valueOeiras

Cascais → Oeiras →