For a single person buying a home, Rio Maior works out cheaper. A home in Rio Maior costs €10,620 less.
You will
Household
Transport
60 m²
More adjustments
CadavalRio Maior
Estimated home price · 60 m²€92,040Δ €10,620€81,420
On the day you buy
Down payment€9,204€8,142
Transfer tax (IMT)€0€0
Stamp duty · purchase€736€651
Stamp duty · loan€497€440
Total upfront€10,437€9,233
Monthly payment€319€282
Mortgage payments35 years at 3.00% · 90% financed
€3,826€3,384
€442less in Rio Maior
Property tax (IMI)1VPT estimated at 50% of price
€161€155
€6less in Rio Maior
Water, sewage and wasteOfficial tariffs · 4 m³/month
€191€167
€24less in Rio Maior
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityCadaval gives back 4%, Rio Maior gives back 0.6%
€80€12
€68less in Cadaval
Total per yearItems with data for both
€4,686€4,282
€404less in Rio Maior
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
30%25%
5%better in Rio Maior
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+117%+74%
43 pointsrose more in Cadaval
Crime rateRecorded crimes per 1 000 residents
22.3/100025.6/1000
3.3/1000better in Cadaval
Average commuteOne way to work or school
20 min17 min
3 minbetter in Rio Maior
Average salary (gross)Average monthly earnings, by place of work
€1,244/month€1,331/month
€87/monthbetter in Rio Maior
Median salary (gross)Half of workers earn less than this, by place of work
€1,048/month€1,121/month
€73/monthbetter in Rio Maior
Purchasing power (Portugal = 100)Per-capita index
75.388.2
12.9better in Rio Maior
PharmaciesPer 1,000 people
0.40/10000.20/1000
0.20/1000better in Cadaval
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
17.8 km17.0 km
0.8 kmbetter in Rio Maior
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
