For a single person buying a home, Guimarães works out cheaper. A home in Guimarães costs €20,400 less.
You will
Household
Transport
60 m²
More adjustments
BragaGuimarães
Estimated home price · 60 m²€131,940Δ €20,400€111,540
On the day you buy
Down payment€13,194€11,154
Transfer tax (IMT)€512€104
Stamp duty · purchase€1,056€892
Stamp duty · loan€712€602
Total upfront€15,474€12,753
Monthly payment€457€386
Mortgage payments35 years at 3.00% · 90% financed
€5,484€4,636
€848less in Guimarães
Property tax (IMI)1VPT estimated at 50% of price
€211€173
€38less in Guimarães
Water, sewage and wasteOfficial tariffs · 4 m³/month
€246€264
€18less in Braga
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€211€217
€6less in Braga
Income tax refunded by the municipalityBraga gives back 2%, Guimarães gives back 0.3%
€40€5
€35less in Braga
Total per yearItems with data for both
€6,493€5,664
€829less in Guimarães
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
38%36%
2%better in Guimarães
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+102%+87%
15 pointsrose more in Braga
Crime rateRecorded crimes per 1 000 residents
21.4/100017.8/1000
3.6/1000better in Guimarães
Average commuteOne way to work or school
18 min16 min
2 minbetter in Guimarães
Average salary (gross)Average monthly earnings, by place of work
€1,545/month€1,290/month
€255/monthbetter in Braga
Median salary (gross)Half of workers earn less than this, by place of work
€1,211/month€1,068/month
€143/monthbetter in Braga
Purchasing power (Portugal = 100)Per-capita index
105.589.2
16.3better in Braga
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
3.7 km6.2 km
2.5 kmbetter in Braga
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
