Benavente vs Vila Franca de Xira: cost of living compared
versus
Yearly saving in Benavente
€2,145/year
For a single person buying a home, Benavente works out cheaper. A home in Benavente costs €48,720 less.
You will
Household
Transport
60 m²
More adjustments
BenaventeVila Franca de Xira
Estimated home price · 60 m²€130,260Δ €48,720€178,980
On the day you buy
Down payment€13,026€17,898
Transfer tax (IMT)€478€2,458
Stamp duty · purchase€1,042€1,432
Stamp duty · loan€703€966
Total upfront€15,250€22,754
Monthly payment€451€620
Mortgage payments35 years at 3.00% · 90% financed
€5,414€7,439
€2,025less in Benavente
Property tax (IMI)1VPT estimated at 50% of price
€195€268
€73less in Benavente
Water, sewage and wasteOfficial tariffs · 4 m³/month
€191€181
€10less in Vila Franca de Xira
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€225
€16less in Benavente
Income tax refunded by the municipalityBenavente gives back 2.5%, Vila Franca de Xira gives back 0.5%
€50€10
€40less in Benavente
Total per yearItems with data for both
€6,338€8,483
€2,145less in Benavente
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
38%50%
12%better in Benavente
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+132%+109%
23 pointsrose more in Benavente
Crime rateRecorded crimes per 1 000 residents
36.3/100024.6/1000
11.7/1000better in Vila Franca de Xira
Average commuteOne way to work or school
22 min26 min
4 minbetter in Benavente
Average salary (gross)Average monthly earnings, by place of work
€1,434/month€1,559/month
€125/monthbetter in Vila Franca de Xira
Median salary (gross)Half of workers earn less than this, by place of work
€1,182/month€1,242/month
€60/monthbetter in Vila Franca de Xira
Purchasing power (Portugal = 100)Per-capita index
95.899.9
4.1better in Vila Franca de Xira
PharmaciesPer 1,000 people
0.20/10000.20/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
13.8 km8.2 km
5.6 kmbetter in Vila Franca de Xira
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
