For a single person buying a home, Sabugal works out cheaper. A home in Sabugal costs €4,320 less.
You will
Household
Transport
60 m²
More adjustments
BelmonteSabugal
Estimated home price · 60 m²€29,340Δ €4,320€25,020
On the day you buy
Down payment€2,934€2,502
Transfer tax (IMT)€0€0
Stamp duty · purchase€235€200
Stamp duty · loan€158€135
Total upfront€3,327€2,837
Monthly payment€102€87
Mortgage payments35 years at 3.00% · 90% financed
€1,219€1,040
€179less in Sabugal
Property tax (IMI)1VPT estimated at 50% of price
€44€38
€6less in Sabugal
Water, sewage and wasteOfficial tariffs · 4 m³/month
€233€169
€64less in Sabugal
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityBelmonte keeps the 5%, Sabugal gives back the 5%
€0€100
€100less in Sabugal
Total per yearItems with data for both
€2,236€1,885
€351less in Sabugal
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
11%8%
3%better in Sabugal
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+2%+39%
37 pointsrose more in Sabugal
Crime rateRecorded crimes per 1 000 residents
48.3/100039.8/1000
8.5/1000better in Sabugal
Average commuteOne way to work or school
17 min16 min
1 minbetter in Sabugal
Average salary (gross)Average monthly earnings, by place of work
€1,137/month€1,172/month
€35/monthbetter in Sabugal
Median salary (gross)Half of workers earn less than this, by place of work
€958/month€1,023/month
€65/monthbetter in Sabugal
Purchasing power (Portugal = 100)Per-capita index
74.565.3
9.2better in Belmonte
PharmaciesPer 1,000 people
0.30/10001.00/1000
0.70/1000better in Sabugal
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
15.6 km28.5 km
12.9 kmbetter in Belmonte
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
