Porto · Viseu

Baião vs Resende: cost of living compared

versus

Yearly saving in Resende

€890/year

For a single person buying a home, Resende works out cheaper. A home in Resende costs €17,820 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

BaiãoResende

Estimated home price · 60 m²€52,860Δ €17,820€35,040

On the day you buy

Down payment€5,286€3,504

Transfer tax (IMT)€0€0

Stamp duty · purchase€423€280

Stamp duty · loan€285€189

Total upfront€5,994€3,974

Monthly payment€183€121

Mortgage payments35 years at 3.00% · 90% financed

€2,197€1,456

€741less in Resende

Property tax (IMI)¹VPT estimated at 50% of price

€79€66

€13less in Resende

Water, sewage and wasteOfficial tariffs · 4 m³/month

€295€88

€207less in Resende

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasBaião: network · Resende: bottle

€209€360

€151less in Baião

Income tax refunded by the municipalityBaião gives back 1%, Resende gives back the 5%

€20€100

€80less in Resende

Total per yearItems with data for both

€3,140€2,250

€890less in Resende

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

18%13%

5%better in Resende

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+31%+25%

6 pointsrose more in Baião

Crime rateRecorded crimes per 1 000 residents

20.9/100026.4/1000

5.5/1000better in Baião

Average commuteOne way to work or school

27 min23 min

4 minbetter in Resende

Average salary (gross)Average monthly earnings, by place of work

€1,182/month€1,142/month

€40/monthbetter in Baião

Median salary (gross)Half of workers earn less than this, by place of work

€1,042/month€968/month

€74/monthbetter in Baião

Purchasing power (Portugal = 100)Per-capita index

64.567.1

2.6better in Resende

PharmaciesPer 1,000 people

0.40/10000.30/1000

0.10/1000better in Baião

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

10.4 km10.0 km

0.4 kmbetter in Resende

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

50/10048/100

2/100better in Baião

Crèche placesTotal crèche places (excluding childminders)

11481

33better in Baião

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

251281

30better in Baião

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

50%38%

12%better in Resende

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Baião and Resende in the rankings

See where Baião and Resende rank on each indicator: home prices, salaries, emergency care, crèches…

Choose the indicator →

Better valueResende

Baião → Resende →