For a single person buying a home, Baião works out cheaper. A home in Baião costs €11,820 less.
You will
Household
Transport
60 m²
More adjustments
BaiãoPeso da Régua
Estimated home price · 60 m²€52,860Δ €11,820€64,680
On the day you buy
Down payment€5,286€6,468
Transfer tax (IMT)€0€0
Stamp duty · purchase€423€517
Stamp duty · loan€285€349
Total upfront€5,994€7,335
Monthly payment€183€224
Mortgage payments35 years at 3.00% · 90% financed
€2,197€2,688
€491less in Baião
Property tax (IMI)1VPT estimated at 50% of price
€79€120
€41less in Baião
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Peso da Régua
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€216
€7less in Baião
Income tax refunded by the municipalityBaião gives back 1%, Peso da Régua keeps the 5%
€20€0
€20less in Baião
Total per yearItems with data for both
€2,845€3,403
€558less in Baião
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
18%22%
4%better in Baião
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+31%+44%
13 pointsrose more in Peso da Régua
Crime rateRecorded crimes per 1 000 residents
20.9/100023.4/1000
2.5/1000better in Baião
Average commuteOne way to work or school
27 min18 min
9 minbetter in Peso da Régua
Average salary (gross)Average monthly earnings, by place of work
€1,182/month€1,242/month
€60/monthbetter in Peso da Régua
Median salary (gross)Half of workers earn less than this, by place of work
€1,042/month€1,025/month
€17/monthbetter in Baião
Purchasing power (Portugal = 100)Per-capita index
64.583.0
18.5better in Peso da Régua
PharmaciesPer 1,000 people
0.40/10000.50/1000
0.10/1000better in Peso da Régua
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
10.4 km10.2 km
0.2 kmbetter in Peso da Régua
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
