Porto · Viseu

Baião vs Cinfães: cost of living compared

versus

Yearly saving in Cinfães

€202/year

For a single person buying a home, Cinfães works out cheaper. A home in Cinfães costs €6,540 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

BaiãoCinfães

Estimated home price · 60 m²€52,860Δ €6,540€46,320

On the day you buy

Down payment€5,286€4,632

Transfer tax (IMT)€0€0

Stamp duty · purchase€423€371

Stamp duty · loan€285€250

Total upfront€5,994€5,253

Monthly payment€183€160

Mortgage payments35 years at 3.00% · 90% financed

€2,197€1,925

€272less in Cinfães

Property tax (IMI)¹VPT estimated at 50% of price

€79€69

€10less in Cinfães

Water, sewage and wasteOfficial tariffs · 4 m³/month

€295€244

€51less in Cinfães

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasBaião: network · Cinfães: bottle

€209€360

€151less in Baião

Income tax refunded by the municipalityBaião gives back 1%, Cinfães gives back 2%

€20€40

€20less in Cinfães

Total per yearItems with data for both

€3,140€2,938

€202less in Cinfães

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

18%15%

3%better in Cinfães

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+31%+63%

32 pointsrose more in Cinfães

Crime rateRecorded crimes per 1 000 residents

20.9/100024.2/1000

3.3/1000better in Baião

Average commuteOne way to work or school

27 min26 min

1 minbetter in Cinfães

Average salary (gross)Average monthly earnings, by place of work

€1,182/month€1,166/month

€16/monthbetter in Baião

Median salary (gross)Half of workers earn less than this, by place of work

€1,042/month€1,065/month

€23/monthbetter in Cinfães

Purchasing power (Portugal = 100)Per-capita index

64.565.6

1.1better in Cinfães

PharmaciesPer 1,000 people

0.40/10000.50/1000

0.10/1000better in Cinfães

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

10.4 km6.9 km

3.5 kmbetter in Cinfães

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

50/10048/100

2/100better in Baião

Crèche placesTotal crèche places (excluding childminders)

114129

15better in Cinfães

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

251256

5better in Baião

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

50%39%

11%better in Cinfães

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Baião and Cinfães in the rankings

See where Baião and Cinfães rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueCinfães

Baião → Cinfães →