Azambuja vs Vila Franca de Xira: cost of living compared
versus
Yearly saving in Azambuja
€2,326/year
For a single person buying a home, Azambuja works out cheaper. A home in Azambuja costs €56,280 less.
You will
Household
Transport
60 m²
More adjustments
AzambujaVila Franca de Xira
Estimated home price · 60 m²€122,700Δ €56,280€178,980
On the day you buy
Down payment€12,270€17,898
Transfer tax (IMT)€327€2,458
Stamp duty · purchase€982€1,432
Stamp duty · loan€663€966
Total upfront€14,241€22,754
Monthly payment€425€620
Mortgage payments35 years at 3.00% · 90% financed
€5,100€7,439
€2,339less in Azambuja
Property tax (IMI)1VPT estimated at 50% of price
€215€268
€53less in Azambuja
Water, sewage and wasteOfficial tariffs · 4 m³/month
€249€181
€68less in Vila Franca de Xira
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€224€225
€1less in Azambuja
Income tax refunded by the municipalityVila Franca de Xira gives back 0.5%
no data for Azambuja
Total per yearItems with data for both
€6,167€8,493
€2,326less in Azambuja
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
40%50%
10%better in Azambuja
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+116%+109%
7 pointsrose more in Azambuja
Crime rateRecorded crimes per 1 000 residents
45.5/100024.6/1000
20.9/1000better in Vila Franca de Xira
Average commuteOne way to work or school
24 min26 min
2 minbetter in Azambuja
Average salary (gross)Average monthly earnings, by place of work
€1,331/month€1,559/month
€228/monthbetter in Vila Franca de Xira
Median salary (gross)Half of workers earn less than this, by place of work
€1,054/month€1,242/month
€188/monthbetter in Vila Franca de Xira
Purchasing power (Portugal = 100)Per-capita index
103.299.9
3.3better in Azambuja
PharmaciesPer 1,000 people
0.30/10000.20/1000
0.10/1000better in Azambuja
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
16.3 km8.2 km
8.1 kmbetter in Vila Franca de Xira
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
