Azambuja vs Salvaterra de Magos: cost of living compared
versus
Yearly saving in Salvaterra de Magos
€539/year
For a single person buying a home, Salvaterra de Magos works out cheaper. A home in Salvaterra de Magos costs €11,520 less.
You will
Household
Transport
60 m²
More adjustments
AzambujaSalvaterra de Magos
Estimated home price · 60 m²€122,700Δ €11,520€111,180
On the day you buy
Down payment€12,270€11,118
Transfer tax (IMT)€327€97
Stamp duty · purchase€982€889
Stamp duty · loan€663€600
Total upfront€14,241€12,704
Monthly payment€425€385
Mortgage payments35 years at 3.00% · 90% financed
€5,100€4,621
€479less in Salvaterra de Magos
Property tax (IMI)1VPT estimated at 50% of price
€215€195
€20less in Salvaterra de Magos
Water, sewage and wasteOfficial tariffs · 4 m³/month
€249€224
€25less in Salvaterra de Magos
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€224€209
€15less in Salvaterra de Magos
Income tax refunded by the municipalitySalvaterra de Magos keeps the 5%
no data for Azambuja
Total per yearItems with data for both
€6,167€5,628
€539less in Salvaterra de Magos
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
40%36%
4%better in Salvaterra de Magos
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+116%+94%
22 pointsrose more in Azambuja
Crime rateRecorded crimes per 1 000 residents
45.5/100032.6/1000
12.9/1000better in Salvaterra de Magos
Average commuteOne way to work or school
24 min23 min
1 minbetter in Salvaterra de Magos
Average salary (gross)Average monthly earnings, by place of work
€1,331/month€1,276/month
€55/monthbetter in Azambuja
Median salary (gross)Half of workers earn less than this, by place of work
€1,054/month€1,084/month
€30/monthbetter in Salvaterra de Magos
Purchasing power (Portugal = 100)Per-capita index
103.280.2
23.0better in Azambuja
PharmaciesPer 1,000 people
0.30/10000.30/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
16.3 km19.8 km
3.5 kmbetter in Azambuja
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
