Aveiro vs Oliveira do Bairro: cost of living compared
versus
Yearly saving in Oliveira do Bairro
€2,698/year
For a single person buying a home, Oliveira do Bairro works out cheaper. A home in Oliveira do Bairro costs €60,120 less.
You will
Household
Transport
60 m²
More adjustments
AveiroOliveira do Bairro
Estimated home price · 60 m²€143,460Δ €60,120€83,340
On the day you buy
Down payment€14,346€8,334
Transfer tax (IMT)€742€0
Stamp duty · purchase€1,148€667
Stamp duty · loan€775€450
Total upfront€17,011€9,451
Monthly payment€497€289
Mortgage payments35 years at 3.00% · 90% financed
€5,963€3,464
€2,499less in Oliveira do Bairro
Property tax (IMI)1VPT estimated at 50% of price
€251€125
€126less in Oliveira do Bairro
Water, sewage and wasteOfficial tariffs · 4 m³/month
€304€336
€32less in Aveiro
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€218€209
€9less in Oliveira do Bairro
Income tax refunded by the municipalityAveiro gives back 0.3%, Oliveira do Bairro gives back the 5%
€5€100
€95less in Oliveira do Bairro
Total per yearItems with data for both
€7,111€4,413
€2,698less in Oliveira do Bairro
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
38%24%
14%better in Oliveira do Bairro
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+74%+78%
4 pointsrose more in Oliveira do Bairro
Crime rateRecorded crimes per 1 000 residents
32.4/100035.4/1000
3.0/1000better in Aveiro
Average commuteOne way to work or school
16 min16 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,619/month€1,408/month
€211/monthbetter in Aveiro
Median salary (gross)Half of workers earn less than this, by place of work
€1,297/month€1,187/month
€110/monthbetter in Aveiro
Purchasing power (Portugal = 100)Per-capita index
117.883.9
33.9better in Aveiro
PharmaciesPer 1,000 people
0.20/10000.30/1000
0.10/1000better in Oliveira do Bairro
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
3.7 km10.5 km
6.8 kmbetter in Aveiro
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
