Arouca vs São Pedro do Sul: cost of living compared
versus
Yearly saving in São Pedro do Sul
€352/year
For a single person buying a home, São Pedro do Sul works out cheaper. A home in São Pedro do Sul costs €6,540 less.
You will
Household
Transport
60 m²
More adjustments
AroucaSão Pedro do Sul
Estimated home price · 60 m²€63,060Δ €6,540€56,520
On the day you buy
Down payment€6,306€5,652
Transfer tax (IMT)€0€0
Stamp duty · purchase€504€452
Stamp duty · loan€341€305
Total upfront€7,151€6,409
Monthly payment€218€196
Mortgage payments35 years at 3.00% · 90% financed
€2,621€2,349
€272less in São Pedro do Sul
Property tax (IMI)1VPT estimated at 50% of price
€95€85
€10less in São Pedro do Sul
Water, sewage and wasteOfficial tariffs · 4 m³/month
€262€191
€71less in São Pedro do Sul
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalitySão Pedro do Sul gives back 3%
no data for Arouca
Total per yearItems with data for both
€3,717€3,365
€352less in São Pedro do Sul
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
20%20%
same in both
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+55%+38%
17 pointsrose more in Arouca
Crime rateRecorded crimes per 1 000 residents
19.3/100020.5/1000
1.2/1000better in Arouca
Average commuteOne way to work or school
18 min17 min
1 minbetter in São Pedro do Sul
Average salary (gross)Average monthly earnings, by place of work
€1,264/month€1,117/month
€147/monthbetter in Arouca
Median salary (gross)Half of workers earn less than this, by place of work
€1,082/month€1,000/month
€82/monthbetter in Arouca
Purchasing power (Portugal = 100)Per-capita index
75.574.8
0.7better in Arouca
PharmaciesPer 1,000 people
0.30/10000.60/1000
0.30/1000better in São Pedro do Sul
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.3 km5.2 km
0.1 kmbetter in São Pedro do Sul
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
