Arouca vs Oliveira de Azeméis: cost of living compared
versus
Yearly saving in Arouca
€1,062/year
For a single person buying a home, Arouca works out cheaper. A home in Arouca costs €27,360 less.
You will
Household
Transport
60 m²
More adjustments
AroucaOliveira de Azeméis
Estimated home price · 60 m²€63,060Δ €27,360€90,420
On the day you buy
Down payment€6,306€9,042
Transfer tax (IMT)€0€0
Stamp duty · purchase€504€723
Stamp duty · loan€341€488
Total upfront€7,151€10,254
Monthly payment€218€313
Mortgage payments35 years at 3.00% · 90% financed
€2,621€3,758
€1,137less in Arouca
Property tax (IMI)1VPT estimated at 50% of price
€95€136
€41less in Arouca
Water, sewage and wasteOfficial tariffs · 4 m³/month
€262€297
€35less in Arouca
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasArouca: bottle · Oliveira de Azeméis: network
€360€209
€151less in Oliveira de Azeméis
Income tax refunded by the municipalityOliveira de Azeméis keeps the 5%
no data for Arouca
Total per yearItems with data for both
€3,717€4,779
€1,062less in Arouca
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
20%26%
6%better in Arouca
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+55%+88%
33 pointsrose more in Oliveira de Azeméis
Crime rateRecorded crimes per 1 000 residents
19.3/100020.4/1000
1.1/1000better in Arouca
Average commuteOne way to work or school
18 min14 min
4 minbetter in Oliveira de Azeméis
Average salary (gross)Average monthly earnings, by place of work
€1,264/month€1,463/month
€199/monthbetter in Oliveira de Azeméis
Median salary (gross)Half of workers earn less than this, by place of work
€1,082/month€1,187/month
€105/monthbetter in Oliveira de Azeméis
Purchasing power (Portugal = 100)Per-capita index
75.585.0
9.5better in Oliveira de Azeméis
PharmaciesPer 1,000 people
0.30/10000.20/1000
0.10/1000better in Arouca
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.3 km3.4 km
1.9 kmbetter in Oliveira de Azeméis
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
