For a single person buying a home, Armamar works out cheaper. A home in Armamar costs €5,160 less.
You will
Household
Transport
60 m²
More adjustments
ArmamarTabuaço
Estimated home price · 60 m²€24,180Δ €5,160€29,340
On the day you buy
Down payment€2,418€2,934
Transfer tax (IMT)€0€0
Stamp duty · purchase€193€235
Stamp duty · loan€131€158
Total upfront€2,742€3,327
Monthly payment€84€102
Mortgage payments35 years at 3.00% · 90% financed
€1,005€1,219
€214less in Armamar
Property tax (IMI)1VPT estimated at 50% of price
€36€59
€23less in Armamar
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Tabuaço
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNo network: butane bottles
€360€360
same in both
Income tax refunded by the municipalityArmamar gives back 4%, Tabuaço gives back 1%
€80€20
€60less in Armamar
Total per yearItems with data for both
€1,701€1,998
€297less in Armamar
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
8%10%
2%better in Armamar
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
no data for Tabuaço
Crime rateRecorded crimes per 1 000 residents
15.7/100016.6/1000
0.9/1000better in Armamar
Average commuteOne way to work or school
15 min17 min
2 minbetter in Armamar
Average salary (gross)Average monthly earnings, by place of work
€1,159/month€1,239/month
€80/monthbetter in Tabuaço
Median salary (gross)Half of workers earn less than this, by place of work
€1,008/month€1,022/month
€14/monthbetter in Tabuaço
Purchasing power (Portugal = 100)Per-capita index
70.463.5
6.9better in Armamar
PharmaciesPer 1,000 people
0.40/10000.70/1000
0.30/1000better in Tabuaço
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
9.1 km14.8 km
5.7 kmbetter in Armamar
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
