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Armamar vs Lamego: cost of living compared
versus
Yearly saving in Armamar
€1,504/year
For a single person buying a home, Armamar works out cheaper. A home in Armamar costs €36,240 less.
You will
Household
Transport
60 m²
More adjustments
ArmamarLamego
Estimated home price · 60 m²€24,180Δ €36,240€60,420
On the day you buy
Down payment€2,418€6,042
Transfer tax (IMT)€0€0
Stamp duty · purchase€193€483
Stamp duty · loan€131€326
Total upfront€2,742€6,852
Monthly payment€84€209
Mortgage payments35 years at 3.00% · 90% financed
€1,005€2,511
€1,506less in ArmamarProperty tax (IMI)1VPT estimated at 50% of price
€36€110
€74less in ArmamarWater, sewage and wasteOfficial tariffs · 4 m³/month
€162€164
€2less in ArmamarElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in bothGasArmamar: bottle · Lamego: network
€360€221
€139less in LamegoIncome tax refunded by the municipalityArmamar gives back 4%, Lamego gives back 1%
€80€20
€60less in ArmamarTotal per yearItems with data for both
€1,863€3,367
€1,504less in Armamar1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
8%20%
12%better in ArmamarHouse price rise over 5 yearsMedian sale price (€/m²), over 5 years
+32%+60%
28 pointsrose more in LamegoCrime rateRecorded crimes per 1 000 residents
15.7/100021.7/1000
6.0/1000better in ArmamarAverage commuteOne way to work or school
15 min18 min
3 minbetter in ArmamarAverage salary (gross)Average monthly earnings, by place of work
€1,159/month€1,239/month
€80/monthbetter in LamegoMedian salary (gross)Half of workers earn less than this, by place of work
€1,008/month€1,040/month
€32/monthbetter in LamegoPurchasing power (Portugal = 100)Per-capita index
70.483.5
13.1better in LamegoPharmaciesPer 1,000 people
0.40/10000.50/1000
0.10/1000better in LamegoNearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
9.1 km3.6 km
5.5 kmbetter in LamegoCrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
120/10061/100
59/100better in ArmamarCrèche placesTotal crèche places (excluding childminders)
73227
154better in LamegoNot-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
100%100%
same in bothAgeing indexOlder people per 100 young (lower = younger)
353285
68better in LamegoBurnt land over 10 yearsShare of the land that burnt at least once in 10 years
0.6%17%
16%better in ArmamarNot part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).
Armamar and Lamego in the rankings
See where Armamar and Lamego rank on each indicator: home prices, salaries, emergency care, crèches…
Choose the indicator →Better valueArmamar