Arcos de Valdevez vs Melgaço: cost of living compared
versus
Yearly saving in Melgaço
€567/year
For a single person buying a home, Melgaço works out cheaper. A home in Melgaço costs €13,920 less.
You will
Household
Transport
60 m²
More adjustments
Arcos de ValdevezMelgaço
Estimated home price · 60 m²€55,800Δ €13,920€41,880
On the day you buy
Down payment€5,580€4,188
Transfer tax (IMT)€0€0
Stamp duty · purchase€446€335
Stamp duty · loan€301€226
Total upfront€6,328€4,749
Monthly payment€193€145
Mortgage payments35 years at 3.00% · 90% financed
€2,319€1,741
€578less in Melgaço
Property tax (IMI)1VPT estimated at 50% of price
€95€67
€28less in Melgaço
Water, sewage and wasteOfficial tariffs · 4 m³/month
no data for Arcos de Valdevez
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityArcos de Valdevez gives back 2%, Melgaço keeps the 5%
€40€0
€40less in Arcos de Valdevez
Total per yearItems with data for both
€2,963€2,396
€567less in Melgaço
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
19%14%
5%better in Melgaço
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+32%+110%
78 pointsrose more in Melgaço
Crime rateRecorded crimes per 1 000 residents
32.6/100037.5/1000
4.9/1000better in Arcos de Valdevez
Average commuteOne way to work or school
17 min15 min
2 minbetter in Melgaço
Average salary (gross)Average monthly earnings, by place of work
€1,222/month€1,163/month
€59/monthbetter in Arcos de Valdevez
Median salary (gross)Half of workers earn less than this, by place of work
€1,043/month€1,002/month
€41/monthbetter in Arcos de Valdevez
Purchasing power (Portugal = 100)Per-capita index
72.564.9
7.6better in Arcos de Valdevez
PharmaciesPer 1,000 people
0.30/10000.40/1000
0.10/1000better in Melgaço
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
15.9 km19.4 km
3.5 kmbetter in Arcos de Valdevez
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
