Braga

Amares vs Braga: cost of living compared

versus

Yearly saving in Amares

€1,519/year

For a single person buying a home, Amares works out cheaper. A home in Amares costs €33,780 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

AmaresBraga

Estimated home price · 60 m²€98,160Δ €33,780€131,940

On the day you buy

Down payment€9,816€13,194

Transfer tax (IMT)€0€512

Stamp duty · purchase€785€1,056

Stamp duty · loan€530€712

Total upfront€11,131€15,474

Monthly payment€340€457

Mortgage payments35 years at 3.00% · 90% financed

€4,080€5,484

€1,404less in Amares

Property tax (IMI)¹VPT estimated at 50% of price

€147€211

€64less in Amares

Water, sewage and wasteOfficial tariffs · 4 m³/month

€159€246

€87less in Amares

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNatural gas, regulated tariff

€209€211

€2less in Amares

Income tax refunded by the municipalityAmares keeps the 5%, Braga gives back 2%

€0€40

€40less in Braga

Total per yearItems with data for both

€4,974€6,493

€1,519less in Amares

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

33%38%

5%better in Amares

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+104%+102%

2 pointsrose more in Amares

Crime rateRecorded crimes per 1 000 residents

17.9/100021.4/1000

3.5/1000better in Amares

Average commuteOne way to work or school

19 min18 min

1 minbetter in Braga

Average salary (gross)Average monthly earnings, by place of work

€1,238/month€1,545/month

€307/monthbetter in Braga

Median salary (gross)Half of workers earn less than this, by place of work

€1,031/month€1,211/month

€180/monthbetter in Braga

Purchasing power (Portugal = 100)Per-capita index

75.2105.5

30.3better in Braga

PharmaciesPer 1,000 people

0.20/10000.20/1000

same in both

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

9.1 km3.7 km

5.4 kmbetter in Braga

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

41/10066/100

25/100better in Braga

Crèche placesTotal crèche places (excluding childminders)

1513,332

3,181better in Braga

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%89%

11%better in Amares

Ageing indexOlder people per 100 young (lower = younger)

180152

28better in Braga

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

4.9%11%

6.1%better in Amares

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Amares and Braga in the rankings

See where Amares and Braga rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueAmares

Amares → Braga →